https://ficoforums.myfico.com/t5/Credit-Card-Applications/USBANK-CC/m-p/5274597#M201723 <P>I applied for the US cash+ CC. Got the 7-10 message. However, it asked me if I want to make a balance transfer. I was like " What the hell". How do I make a balance transfer If I dont know my credit limit? Is this a&nbsp;denial ? What number should I call to check my status. Thanks everyone.&nbsp;</P> Sun, 17 Jun 2018 04:24:59 GMT Anonymous 2018-06-17T04:24:59Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/USBANK-CC/m-p/5274597#M201723 <P>I applied for the US cash+ CC. Got the 7-10 message. However, it asked me if I want to make a balance transfer. I was like " What the hell". How do I make a balance transfer If I dont know my credit limit? Is this a&nbsp;denial ? What number should I call to check my status. Thanks everyone.&nbsp;</P> Sun, 17 Jun 2018 04:24:59 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/USBANK-CC/m-p/5274597#M201723 Anonymous 2018-06-17T04:24:59Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/USBANK-CC/m-p/5274602#M201724 USB is a conservative bank that is known to manually review apps.<BR /><BR />With that being said, if it goes pending as yours did. It always prompts for the balance transfer.<BR /><BR />If approved, the transfer will go through and if not you will get an email saying the transfer was cancelled due to the card not being approved.<BR /><BR />There’s an application status phone number you can call and check the status and speak to underwriting if you wish.<BR /><BR />The person you talk to doesn’t have the power to approve your application. They will take notes, ask questions and submit it for a recommended action. Sun, 17 Jun 2018 04:31:02 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/USBANK-CC/m-p/5274602#M201724 Shadowfactor 2018-06-17T04:31:02Z