topic Re: Macys application status in Credit Card Applications

Macys application status

Anonymous — Sat, 09 Jun 2018 19:30:06 GMT

Yesterday I call to check macys application status, and the late told me that my application process is moving and that I will receive a notification in 7-10 days. Is that a decline?

Re: Macys application status

AverageJoesCredit — Sat, 09 Jun 2018 21:13:11 GMT

Could be , just might be a verification letter as well. Keep us updated, hope its verification though

Application time

Anonymous — Sat, 16 Jun 2018 19:28:04 GMT

what's the waiting period to wait to reapply for macys card after being denied? I really want that card.

Re: Application time

Anonymous — Mon, 18 Jun 2018 05:50:25 GMT

Do you know the reason why you were denied? Once you know why you were turned down, you then can work on whatever it is they require you need or whatever your shortfall is and then maybe apply again in 3-6 months.

Re: Macys application status

Anonymous — Mon, 18 Jun 2018 15:23:15 GMT

@Anonymous wrote:
Yesterday I call to check macys application status, and the late told me that my application process is moving and that I will receive a notification in 7-10 days. Is that a decline?

This happened to me a few days ago, Did you receive the letter? Was it a decline?

Re: Application time

FinStar — Mon, 18 Jun 2018 15:43:32 GMT

OP, as mentioned above, look into the reasons listed on the letter you received to optimize your chances when you decide to apply again down the road.

Re: Application time

Anonymous — Mon, 18 Jun 2018 18:30:39 GMT

@FinStar wrote:
OP, as mentioned above, look into the reasons listed on the letter you received to optimize your chances when you decide to apply again down the road.

I have not received the letter yet. But will definitely review the reasons (if denied) than work on credit file for a better chance when apping again in 3 or 6 months.

Re: Macys application status

DangerNoodle — Tue, 19 Jun 2018 00:10:00 GMT

I believe the Macy's credit card is issued by American Express. That means you must wait at least 30 days from the date on the letter before applying again.

However, I wouldn't give up all hope just yet. If you've never had a card with Amex before, there's a good chance they're just sending you a letter asking you to verify your identity. Good luck!

Re: Macys application status

FinStar — Tue, 19 Jun 2018 00:46:45 GMT

@DangerNoodle - the Macy's AMEX is not issued by Centurion Bank. It's issued by DSNB, a division of Citi. It just uses the AMEX network.

Re: Macys application status

AverageJoesCredit — Tue, 19 Jun 2018 00:51:05 GMT

As is the regular Macys card.

Re: Macys application status

Anonymous — Tue, 19 Jun 2018 00:59:32 GMT

@AverageJoesCredit wrote:
As is the regular Macys card.

Macys Amex, which I have 3 Amex revolvers ED & BCE and Magnet Cash (Just approved thru preapprovals)