topic Best Buy “2 week” reply in Credit Card Applications

Best Buy “2 week” reply

Anonymous — Sun, 22 Jul 2018 21:53:38 GMT

My TV decided to die today so I applied for a Best Buy card. Fill out all the info, hit submit and receive the “your application needs further processing. You should receive a decision in 2 weeks” message. It’s not the 7-10 days almost always a Denial message. But not sure if that’s a good sign or not.

Re: Best Buy “2 week” reply

chhull00 — Sun, 22 Jul 2018 22:47:09 GMT

I got 7-10 for mine but it wasnt denied, but got mty fingers crossed for you mate

Re: Best Buy “2 week” reply

afbar1114 — Mon, 23 Jul 2018 01:13:18 GMT

What does your Equifax look like? I just got a massive CLI with them. Are your reports frozen?

Re: Best Buy “2 week” reply

chhull00 — Mon, 23 Jul 2018 02:11:43 GMT

Is that who they pulled for your bb cli

Re: Best Buy “2 week” reply

Anonymous — Mon, 23 Jul 2018 02:13:15 GMT

Reports are not frozen. Scores in my siggy are accurate.

Re: Best Buy “2 week” reply

afbar1114 — Mon, 23 Jul 2018 08:01:03 GMT

@Anonymous wrote:
Reports are not frozen. Scores in my siggy are accurate.

In my experience Citi retail cards pull Equifax. Scores aren’t everything.how many inquiries do you have, what is your utilization, current cards and limits?

Re: Best Buy “2 week” reply

xaximus — Mon, 23 Jul 2018 13:15:57 GMT

Best Buy CC's are backed by Citi. They are a bit sensitive I have noticed. Inquiries, credit used vs available, payment history, etc. I would recon and see whats going on.

Re: Best Buy “2 week” reply

FinStar — Mon, 23 Jul 2018 16:20:55 GMT

OP, unfortunately this might be a denial.

Typically, Citi's retail CCs aren't known for successful reconsiderations. You can definitely try, but I wouldn't get my hopes up.

Re: Best Buy “2 week” reply

Anonymous — Wed, 25 Jul 2018 14:56:02 GMT

Denied because of “number of recently open accounts.” I opened a Ritz Carlton card in June and a card for tire shop at the beginning of July so I could put tires on my vehicle