topic Re: Applying for CSR - Maximizing the HP in Credit Card Applications

Applying for CSR - Maximizing the HP

kerplunk — Wed, 25 Jul 2018 15:52:40 GMT

I am going to apply to the CSR tonight, but I am curious if I can utilize the HP to also request a CLI on my other two Chase cards. Anyone have any personal experience on this? I imagine it may be three separate HPs which is something I wouldn’t want to do.

Re: Applying for CSR - Maximizing the HP

FinStar — Wed, 25 Jul 2018 16:00:17 GMT

A separate HP will be used for the CLI request. It is fairly rare that they'll use the same HP for both. YEMV.

Of noteworthy, some CLI requests may result in a double-pull. Be sure your CRs are not frozen.

Re: Applying for CSR - Maximizing the HP

kerplunk — Wed, 25 Jul 2018 16:07:15 GMT

Gotcha. Thanks for the info.

Re: Applying for CSR - Maximizing the HP

Anonymous — Wed, 25 Jul 2018 18:46:53 GMT

Many people on the reddit /churning board apply for both Sapphire cards on the same day (in the order they want them) as it is a workaround the rule of only holding one Sapphire card. This way, you are able to get a signup bonus for both cards if you are approved for both, and meet the spend on each - a pretty nice way to get 100k Ultimate Rewards! This may be something to keep in mind - they also combine the pulls, so it may be worthwhile.