topic Re: Chase Ritz Denied :/ in Credit Card Applications

Chase Ritz Denied :/

Creditaddict — Thu, 18 Dec 2014 15:21:55 GMT

After 2 lengthy holds I thought he was getting me approved but came back finally and said he just couldn't get me there.

since Jan 2014 I have opened 34 revolving accounts. (oops )

Re: Chase Ritz Denied :/

Anonymous — Thu, 18 Dec 2014 15:28:30 GMT

Whoa... that's alot of accounts. Lol. Sorry for your denial.

Re: Chase Ritz Denied :/

Anonymous — Thu, 18 Dec 2014 15:29:53 GMT

Recon x1,000

Re: Chase Ritz Denied :/

Anonymous — Thu, 18 Dec 2014 15:31:31 GMT

Sorry to hear. Don't give up

Re: Chase Ritz Denied :/

CreditCuriosity — Thu, 18 Dec 2014 15:36:12 GMT

Same boat but different reasons CA.. Let me know if you are successful and remember her/his name and PM it to me if you crack them... I am trying to muster up a 3rd recon...They drain me.

Re: Chase Ritz Denied :/

Anonymous — Thu, 18 Dec 2014 15:37:05 GMT

3? I thought we coached you better than that!

Re: Chase Ritz Denied :/

Anonymous — Thu, 18 Dec 2014 15:38:12 GMT

Re: Chase Ritz Denied :/

Creditaddict — Thu, 18 Dec 2014 15:38:44 GMT

I don't think I will recon actually.

Chase has been very good to me and I have nothing to add to it at this point... all they are asking for me to do is give it 6 months at least before I apply more!

I only have 2 more cards (Business) I am trying to add and I can garden for reals!

Re: Chase Ritz Denied :/

Anonymous — Thu, 18 Dec 2014 15:45:48 GMT

And you couldnt split a line even?

Re: Chase Ritz Denied :/

Creditaddict — Thu, 18 Dec 2014 15:47:46 GMT

@Anonymous wrote:
And you couldnt split a line even?

I didn't ask... I would have to close my Marriott completely to do it.

AARP $7500

Amazon $5000

Marriott $5000

Re: Chase Ritz Denied :/

Anonymous — Thu, 18 Dec 2014 15:51:15 GMT

2500 off the AARP, 1250 off the Marriott and Amazon both for $5000.

Re: Chase Ritz Denied :/

Creditaddict — Thu, 18 Dec 2014 15:55:28 GMT

@Anonymous wrote:
2500 off the AARP, 1250 off the Marriott and Amazon both for $5000.

I rather have upgrade to Sigi on AARP and Amazon than Ritz

clearly I don't care about this card that much because your plan is a good one but besides the welcome bonus it would be a card we could never make work for us or get any value from... we barely travel and still have yet to take the almost free trip to hawaii using the british airways tickets I have for free using the CSP bonus and the 2.5-3 nights free at the marriott using that bonus... the ritz bonus would just get us to a full 5-6 nights free over there but we still don't know when we can go and the AF is quite killer since we travel SO little and when we do they are in airports that can't even really take advantage of perks like a lounge or something

Re: Chase Ritz Denied :/

Anonymous — Thu, 18 Dec 2014 15:58:59 GMT

Ehh...that signup bonus and upgrade to gold are worth it plus the airline reimbursement.

Its your choice. I'd personally reconsider it though. I was ready to split lines too in case of a denial.

Re: Chase Ritz Denied :/

Creditaddict — Thu, 18 Dec 2014 16:03:56 GMT

@Anonymous wrote:
Ehh...that signup bonus and upgrade to gold are worth it plus the airline reimbursement.

Its your choice. I'd personally reconsider it though. I was ready to split lines too in case of a denial.

I'm already Gold with Marriott no?

Re: Chase Ritz Denied :/

Anonymous — Thu, 18 Dec 2014 16:05:09 GMT

Well thats nice.

Re: Chase Ritz Denied :/

Anonymous — Thu, 18 Dec 2014 16:11:29 GMT

@Creditaddict wrote:

since Jan 2014 I have opened 34 revolving accounts. (oops )

Sounds like the "electric fence" has been erected around the garden.

There's a recon for everything but I haven't found one to explain away 34 "new accounts".

Re: Chase Ritz Denied :/

Anonymous — Thu, 18 Dec 2014 16:12:51 GMT

Sure there is. "I collect credit cards"

Re: Chase Ritz Denied :/

Anonymous — Thu, 18 Dec 2014 16:37:12 GMT

@Anonymous wrote:
Sure there is. "I collect credit cards"

That made me spit my coffee

Re: Chase Ritz Denied :/

Anonymous — Thu, 18 Dec 2014 17:05:23 GMT

@Anonymous wrote:
Sure there is. "I collect credit cards"

Lol,. I could just imagine CardAddict trying that one at recon.

Re: Chase Ritz Denied :/

CreditCuriosity — Thu, 18 Dec 2014 17:29:19 GMT

One of the reps I spoke with on recon mentioned MyFico as a resource to read up on. I wonder if she knows who CA is on this forum No being real name, but username. Some UW/Analyst are well aware of this forum