https://ficoforums.myfico.com/t5/Credit-Card-Applications/PenFed/m-p/5308608#M205269 <P>1. PenFed will use the initial pull for up to 30-90 days (YMMV), you should call in for the new application through a CSR and make sure they use the same pull, few have reported being pulled again then having to fight to get the additional pull removed when applying online.</P><P>&nbsp;</P><P>2. PenFed puts new accounts in purgatory for 6 months with some ridiculous limitations, like the $50 ACH limit. You can however pull and push as much as you want initiating the ACH from external accounts.</P> Thu, 26 Jul 2018 04:13:06 GMT Anonymous 2018-07-26T04:13:06Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/PenFed/m-p/5308522#M205256 <P>Joined PF, Should i app for cc since i have hp now on eq, and do they use same pull, and can only transfer 50 whats with that</P> Thu, 26 Jul 2018 02:16:48 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/PenFed/m-p/5308522#M205256 chhull00 2018-07-26T02:16:48Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/PenFed/m-p/5308608#M205269 <P>1. PenFed will use the initial pull for up to 30-90 days (YMMV), you should call in for the new application through a CSR and make sure they use the same pull, few have reported being pulled again then having to fight to get the additional pull removed when applying online.</P><P>&nbsp;</P><P>2. PenFed puts new accounts in purgatory for 6 months with some ridiculous limitations, like the $50 ACH limit. You can however pull and push as much as you want initiating the ACH from external accounts.</P> Thu, 26 Jul 2018 04:13:06 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/PenFed/m-p/5308608#M205269 Anonymous 2018-07-26T04:13:06Z