https://ficoforums.myfico.com/t5/Credit-Card-Applications/Better-sl/m-p/5318091#M206046 <P>When in doubt, make some popcorn and wait</P> Sun, 05 Aug 2018 00:48:12 GMT Meanmchine 2018-08-05T00:48:12Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Better-sl/m-p/5318027#M206042 Hey all! I have preapprovals for the discover it and for the chrome as well. I am going to apply but am wondering if waiting 2 weeks for my reports to update and show that my util has gone down will lead to a better sl? Sat, 04 Aug 2018 23:05:20 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Better-sl/m-p/5318027#M206042 Anonymous 2018-08-04T23:05:20Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Better-sl/m-p/5318051#M206043 If the change in UTI crosses over scoring thresholds, it wouldn't hurt to wait. Sat, 04 Aug 2018 23:43:22 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Better-sl/m-p/5318051#M206043 Anonymous 2018-08-04T23:43:22Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Better-sl/m-p/5318089#M206045 I'd definitely be getting a score boost from the payoffs. So I'll wait the couple weeks until those report! Thanks! Sun, 05 Aug 2018 00:47:45 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Better-sl/m-p/5318089#M206045 Anonymous 2018-08-05T00:47:45Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Better-sl/m-p/5318091#M206046 <P>When in doubt, make some popcorn and wait</P> Sun, 05 Aug 2018 00:48:12 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Better-sl/m-p/5318091#M206046 Meanmchine 2018-08-05T00:48:12Z