topic Re: Which bureau does Wells Fargo pull? in Credit Card Applications

Which bureau does Wells Fargo pull?

pinkandgrey — Fri, 24 Aug 2018 19:15:32 GMT

Specifically in Colorado. I’m researching a few cards like crazy and I want to know if there is a bureau that WF tends to use.

Thanks!

Re: Which bureau does Wells Fargo pull?

Loquat — Fri, 24 Aug 2018 20:08:07 GMT

I'm in the Midwest and was recently approved for the Wells Propel Amex and they pulled TU for me.

Re: Which bureau does Wells Fargo pull?

Anonymous — Fri, 24 Aug 2018 22:45:37 GMT

I also live in Colorado, and they pulled EQ on me.

Re: Which bureau does Wells Fargo pull?

Anonymous — Fri, 24 Aug 2018 23:53:26 GMT

I live in MN, they pulled Experian.

Re: Which bureau does Wells Fargo pull?

Soelden — Sat, 25 Aug 2018 01:10:35 GMT

Im in NJ and they pulled Experian.

Re: Which bureau does Wells Fargo pull?

Anonymous — Sat, 25 Aug 2018 08:57:43 GMT

EX in Southeast Texas.

Re: Which bureau does Wells Fargo pull?

Anonymous — Sun, 16 Dec 2018 14:52:43 GMT

Equifax for auto trans for cc in Florida.

Re: Which bureau does Wells Fargo pull?

chiefone4u — Sun, 16 Dec 2018 15:43:44 GMT

I was approved for the Cash Platinum card this month, WF pulled EX for me... live in Idaho

Re: Which bureau does Wells Fargo pull?

Anonymous — Sat, 29 Dec 2018 10:44:55 GMT

six months ago in Georgia, wf pulled EQ for my app.

Re: Which bureau does Wells Fargo pull?

Winesnoblv — Sat, 29 Dec 2018 23:47:48 GMT

For the WF Propel AMEX, they pulled EX in Nevada.

Re: Which bureau does Wells Fargo pull?

Hex — Sat, 18 May 2019 16:38:11 GMT

I live in MA and they pulled Ex and EQ for me. Instant approval. $4K. 5/18/2019

Re: Which bureau does Wells Fargo pull?

Anonymous — Sat, 18 May 2019 16:44:22 GMT

Keep in mind that many lenders even though they get you with a HP on one bureau still SP one or both of the others. They have the ability to see all 3 of your credit reports any time they want and take all 3 into consideration for new accounts even if it doesn't appear to be the case on the surface.

Re: Which bureau does Wells Fargo pull?

Anonymous — Sat, 18 May 2019 17:21:42 GMT

@pinkandgrey wrote:
Specifically in Colorado. I’m researching a few cards like crazy and I want to know if there is a bureau that WF tends to use.

Thanks!

If you want it then just apply for it. A single INQ isn't going to kill you in the long run. Seeing as they're not pulling a particular CR like say Barclays tends to 99% of the time pull TU it's safe to say you just have to roll the dice or look at your prior experiences and see which CR gets pulled for you. Many times the CR that's pulled is regionalized whereas you might get a ton of activity on TU in the Midwest you probably see more EQ/EX in the SE and very little TU.

Re: Which bureau does Wells Fargo pull?

Anonymous — Sat, 18 May 2019 17:51:13 GMT

I live in Kansas and they pulled TU for me.