topic Sync Visa/MC vs store cards on cli in Credit Card Applications

Sync Visa/MC vs store cards on cli

Anonymous — Mon, 03 Sep 2018 21:37:21 GMT

Anyone know the TU score needed for the flood gates to open on sync’s major cc’s? I seem to have no issue getting cli’s on my store cards (Wally and gap) but no luck on PayPal MC or Marvel. TU at 670 at the moment.

Re: Sync Visa/MC vs store cards on cli

Anonymous — Mon, 03 Sep 2018 22:44:04 GMT

How long have you had your PayPal (I have one too) and Marvel MC's? The general thinking seems to be that you need to wait at least 3, up to 6 months sometimes depending on factors, after getting a Sync card before you're able to apply for and receive CLI's. It took me almost a year to get my first CLI on my Amazon store card, for example, but then I was in the very low 600's TU when I got it.

Re: Sync Visa/MC vs store cards on cli

Anonymous — Mon, 03 Sep 2018 22:50:24 GMT

I’ve had marvel only 2 months so I’m not worried there, but pay pal I’ve had for 8 months now and I always charge and pif. Not sure what gives... I’ve hit the love button and robo lady and nothing. Haven’t called in as I don’t want to get hit with a blue envelope, I’m trying to be very careful with sync and I read somewhere that too much rep interaction can cause them to take note.

Re: Sync Visa/MC vs store cards on cli

Meanmchine — Tue, 04 Sep 2018 03:37:54 GMT

What are your limits?

Re: Sync Visa/MC vs store cards on cli

Anonymous — Tue, 04 Sep 2018 04:04:49 GMT

$700 on PayPal and $1,000 on Marvel

Re: Sync Visa/MC vs store cards on cli

FinStar — Tue, 04 Sep 2018 16:30:50 GMT

Although not a hard and fast rule, most individuals have reported upward movements once FICO scores reach above 700. Also, your DTI, overall exposure with SYNCB, plus other factors are typically considered with CLI decisions.

The more optimal your profile, the better the results will yield.