https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-APR-change/m-p/5349228#M209338 <P>Hey y'all. This might be in the wrong area (Admin move if needed), but I just thought I would share a little dp. I apped and was approved for an Amex ED back on 8/20 with an EX score of 682, giving me a 22% APR. I have had my EX score go down 3 points to 679 after HP hit, and then up a 9 to 687 after my Barclay AA card reported. I just refreshed my scores/reports from EX today and my EX is 695 so I thought I would see if the Amex prequal site had any new cards (not wanting to app right now, just looking). I am pre-qual for Cash Magnet with a lower 18% APR and the $250 back SUB. I am debating whether or not to go for that after 30 days to replace my 24.99 Cap1 QS1 I got as a rebuild card back in 11/16. Depends if the SL is more than the QS1's $1500.</P><P>&nbsp;</P><P>I find that interesting and hope to see that keep dropping as my scores/report strength goes up!</P><P>&nbsp;</P><P>&nbsp;</P><P>Cheers!</P> Thu, 06 Sep 2018 01:13:21 GMT Anonymous 2018-09-06T01:13:21Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-APR-change/m-p/5349228#M209338 <P>Hey y'all. This might be in the wrong area (Admin move if needed), but I just thought I would share a little dp. I apped and was approved for an Amex ED back on 8/20 with an EX score of 682, giving me a 22% APR. I have had my EX score go down 3 points to 679 after HP hit, and then up a 9 to 687 after my Barclay AA card reported. I just refreshed my scores/reports from EX today and my EX is 695 so I thought I would see if the Amex prequal site had any new cards (not wanting to app right now, just looking). I am pre-qual for Cash Magnet with a lower 18% APR and the $250 back SUB. I am debating whether or not to go for that after 30 days to replace my 24.99 Cap1 QS1 I got as a rebuild card back in 11/16. Depends if the SL is more than the QS1's $1500.</P><P>&nbsp;</P><P>I find that interesting and hope to see that keep dropping as my scores/report strength goes up!</P><P>&nbsp;</P><P>&nbsp;</P><P>Cheers!</P> Thu, 06 Sep 2018 01:13:21 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-APR-change/m-p/5349228#M209338 Anonymous 2018-09-06T01:13:21Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-APR-change/m-p/5349546#M209375 Congrats on your rebuild! 😀 Thu, 06 Sep 2018 11:19:43 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-APR-change/m-p/5349546#M209375 Anonymous 2018-09-06T11:19:43Z