topic Re: Capital one Savor One in Credit Card Applications

Capital one Savor One

Anonymous — Tue, 02 Oct 2018 19:56:22 GMT

On my capital one credit wise page it says I’m pre-qualified for this card, with 0% for 15 months and a set apr. yet for some reason when I check capital one pre-qualify site it shows no offers. Does anyone have any experience with this ?

Re: Capital one Savor One

Shooting-For-800 — Wed, 03 Oct 2018 12:56:05 GMT

Never seen a prequal on credit wise page.

I would only bank on the prequal page where you enter your ssn.

Are you prequal for ANY cap one cards on ssn version?

Re: Capital one Savor One

Anonymous — Thu, 04 Oct 2018 00:02:34 GMT

Nope no pre qualify in or equal site. When I log into my capital one account it shows the pre approval for the card. It list

0% intro until July 2019
20.99% apr after intro period
No sign up bonus offered
Also says about access to a higher credit line after 5 months of on time payments.

Re: Capital one Savor One

pinkandgrey — Thu, 04 Oct 2018 00:43:07 GMT

@Anonymous wrote:
Nope no pre qualify in or equal site. When I log into my capital one account it shows the pre approval for the card. It list

0% intro until July 2019
20.99% apr after intro period
No sign up bonus offered
Also says about access to a higher credit line after 5 months of on time payments.

Personally I wouldn't take it. That sounds like a bucketed card waiting to happen. If you did get it, you would probably get a tiny limit that would grow by only a couple hundred. Plus you're not even getting the SUB.

Re: Capital one Savor One

NaaryalHead — Thu, 04 Oct 2018 02:29:37 GMT

Also, stay away if it has an annual fee. I was in 740s with no inq in last 12 months and stupidly apped for the ONE variant of quicksilver. Had I done my homework, I'd have gotten the non annual fee quicksilver probably. If it has an annual fee, know that you have better options elsewhere.

Re: Capital one Savor One

Shooting-For-800 — Thu, 04 Oct 2018 10:41:40 GMT

Very odd. Never seen this before.

Re: Capital one Savor One

Anonymous — Thu, 04 Oct 2018 14:52:48 GMT

It has no annual fee on it. I’m sure it’ll be bucketed like my other Cap1 from a few years back. I’m going to pass on the offer anyhow.

Just didn’t know if anyone has seen this before. This is the first time I had it show me a pre-approved offer in my app.