topic Re: IKEA Pre-Approval Letter in Credit Card Applications

IKEA Pre-Approval Letter

timbales1 — Mon, 08 Oct 2018 01:56:16 GMT

Received a letter in the mail last week that I was pre-approved for IKEA Visa. Was wondering if it would be a hard or soft pull coming from Cominity?

Re: IKEA Pre-Approval Letter

CountryLivin — Mon, 08 Oct 2018 09:13:26 GMT

More than likely it will be a HP.

Re: IKEA Pre-Approval Letter

Anonymous — Mon, 08 Oct 2018 10:46:21 GMT

@timbales1 wrote:
Received a letter in the mail last week that I was pre-approved for IKEA Visa. Was wondering if it would be a hard or soft pull coming from Cominity?

Comenity almost always hard-pulls.

Re: IKEA Pre-Approval Letter

FinStar — Mon, 08 Oct 2018 16:12:43 GMT

As others mentioned above OP, I would expect a HP.

Re: IKEA Pre-Approval Letter

Anonymous — Mon, 08 Oct 2018 18:54:47 GMT

Just be careful with them. I work for Ikea. If you purchase something and return it, it takes at least a month for Ikea to process a refund and to return the money back to your card. They will then charge interest on your purchase. If you plan on going to the Brooklyn store, add another month for them to process the refund and add additional interest charges.