topic Bass Pro MC in Credit Card Applications

Bass Pro MC

Anonymous — Thu, 11 Oct 2018 13:56:25 GMT

Hey guys I have a question about the bass pro shops MC. My dad wants to apply for one and he has held a Capital One card for a few years and has been in great standing with them. Is that a relationship based card? Will him having the Capital One credit card help his chances of getting it for Bass Pro since it's a CO card?

Re: Bass Pro MC

FinStar — Thu, 11 Oct 2018 14:34:51 GMT

Having an existing Capital One core card doesn't really influence the decision on PLCCs. It is not relationship-based.

That being said, having the history helps, but the decision will likely hinge on all other factors.

Re: Bass Pro MC

Anonymous — Sat, 13 Oct 2018 01:44:38 GMT

Shouldn't be that hard to get, though I'd imagine what's on his report will be much more important than his C1 history.

On a related note though, the BPS card doesn't seem to be that great, especially when you consider their prices are some of the highest in the industry. Maybe take a look at the Ducks Unlimited card through FNBO. 5% back on all sporting goods store purchases AND gas, with no minimum spend. I think the BPS card requires $25k annual spend in order to maintain 5 points per doller in rewards. I can't imagine spending that much at BPS and it doesn't really pay to use it outside of BPS with the poor reward rate. Just my 2 cents, as a fellow outdoor enthusiast...