topic Re: No luv from discover and balance showing zero in Credit Card Applications

No luv from discover and balance showing zero

Anonymous — Sat, 20 Oct 2018 23:40:22 GMT

My 3rd statement dropped Thursday and it says I have a 0 balance when the night before I knew my ending balance was going to $2. Should I contact them to see why it doesn't show on my statment. Also I asked for cli today and nothing after 60 point increase in fico score from when I opened my account and $250 raise to my annual income. Guess $1500 is what they like to kept student cards at.

Re: No luv from discover and balance showing zero

Medic981 — Sun, 21 Oct 2018 00:12:57 GMT

If you are not a student any longer, have you considered applying for a cashback, travel or chrome?

Re: No luv from discover and balance showing zero

Anonymous — Sun, 21 Oct 2018 00:37:19 GMT

@Medic981 wrote:
If you are not a student any longer, have you considered applying for a cashback, travel or chrome?

I'm still a student, I have one more year.

Re: No luv from discover and balance showing zero

Anonymous — Sun, 21 Oct 2018 00:48:47 GMT

Discover forgives any balance $2 or less at the statement closing date. Hence, why your account is showing a 0 balance.

If you start off with a low SL with Discover, it can take a while to build it up. Especially with student cards. Many on here have gotten higher CLs with Disco when applying for a 2nd card with them. I’d suggest you apply for the Discover It CB Match after your card anniverary, then close that student card.

Re: No luv from discover and balance showing zero

Anonymous — Sun, 21 Oct 2018 03:24:42 GMT

Ok thanks.

I just looked at my spending and in the whole time of 110 days I had the card I didn't even spend the amount of my limit because I was trying to get the $500 sign up bonus on my uber card. So I'll be going back to spending on discover unless its travel or I decide to get to try for amex, so I get extended warranty since discover taking that away and to get shoprunner for free. Wish the green card had a bit more to offer since the gold card doesn't get the a fee waved for the first year anymore.