topic Capital One CLI question in Credit Card Applications

Capital One CLI question

Anonymous — Mon, 22 Oct 2018 18:08:25 GMT

i know when it comes to Capital One they only give a CLI every 6 months. Recently my 6th statement cut from my last CLI, so figured would give it shot on my quicksilver. Right after hit submit, i got the cant approve, because there has been a recent change to credit. Then the usual Please wait 6 months from your last increase etc. Has anyone ever got this message and being past the 6 month mark from last CLI.

Re: Capital One CLI question

FinStar — Mon, 22 Oct 2018 19:02:42 GMT

OP, it sounds like the timing was off. You may want to confirm when the last CLI was actually approved on your account and basically count 6 months (even with a few extra days) from that date to resubmit the CLI request.

Re: Capital One CLI question

Brian_Earl_Spilner — Mon, 22 Oct 2018 19:07:20 GMT

@FinStar wrote:
OP, it sounds like the timing was off. You may want to confirm when the last CLI was actually approved on your account and basically count 6 months (even with a few extra days) from that date to resubmit the CLI request.

I actually just got this reason and it's been 182 days.

Re: Capital One CLI question

FinStar — Mon, 22 Oct 2018 19:25:34 GMT

Well that is interesting for sure. Unless there's a possible glitch or something behind the scenes that may have changed recently that may be restricting some CLI activity.

Re: Capital One CLI question

Brian_Earl_Spilner — Mon, 22 Oct 2018 19:41:17 GMT

@FinStar wrote:
Well that is interesting for sure. Unless there's a possible glitch or something behind the scenes that may have changed recently that may be restricting some CLI activity.

Possibly since they just had maintenance. I went and double checked requests and statements. It's been 9 months since my last one.