topic Re: Victoria Secret Luv Button in Credit Card Applications

Victoria Secret Luv Button

CivalV — Thu, 25 Oct 2018 15:59:48 GMT

I made a CLI request for my VS cc and was given the 7-10 day review message but never received anything in the mail. I went to check my account and noticed an odd “You may qualify for a credit limit increase”. I’ll be honest I have never seen this before in my account info. Normally it says “Request credit limit increase”. Could this be it? I paid off over $2500 in CC debt including my remaining balance on my VS cc and I am wondering if it’s starting to reflect on my reports even though I have not received any FICO notifications. What’s your take? Should I go for it?

Re: Victoria Secret Luv Button

Anonymous — Thu, 25 Oct 2018 16:17:58 GMT

There’s no harm in asking for one as it is a SP. Nothing to lose so go for it

Re: Victoria Secret Luv Button

CivalV — Thu, 25 Oct 2018 16:22:05 GMT

Thank you! When putting income, can I include my spouses income?

Re: Victoria Secret Luv Button

Anonymous — Thu, 25 Oct 2018 16:26:53 GMT

@CivalV wrote:
Thank you! When putting income, can I include my spouses income?
Yes

Re: Victoria Secret Luv Button

CivalV — Thu, 25 Oct 2018 16:34:02 GMT

@Anonymous wrote:
@CivalV wrote:
Thank you! When putting income, can I include my spouses income?
Yes

Well I went for it and received the dreaded 7-10 day message. Is it possible they need to verify my information?

Re: Victoria Secret Luv Button

Anonymous — Thu, 25 Oct 2018 17:34:13 GMT

@CivalV wrote:
@Anonymous wrote:
@CivalV wrote:
Thank you! When putting income, can I include my spouses income?
Yes
Well I went for it and received the dreaded 7-10 day message. Is it possible they need to verify my information?

It’s possible but typically that means a denial. Hope it turns into an approval and if not just try every month

Re: Victoria Secret Luv Button

Anonymous — Thu, 25 Oct 2018 23:16:10 GMT

You didn't include in your original message how long you have had your VS account.

It took me about 9 months after opening to get a VS line increase.

Re: Victoria Secret Luv Button

kiea — Fri, 26 Oct 2018 00:29:44 GMT

Its still a possibility of approval with the 7-10 day message. I got the 7-10 day message when i hit the CLI increase button on my NY and Company card. Logged into my account 3 days later and I got a $250.00 increase.