topic Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION in Credit Card Applications

Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

PointsBonus — Sun, 28 Oct 2018 18:13:24 GMT

Looking for a bank that ONLY pulls Transunion.

Any thoughts ?

Thank You all in advance

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

Medic981 — Sun, 28 Oct 2018 18:48:29 GMT

That might be a tough question to answer as many CCCs pull from a variety of CRAs depending on where you live. Amex pulls from EX exclusively for new accounts.

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

Anonymous — Sun, 28 Oct 2018 18:58:06 GMT

Even if a lender only pulls TU for new accounts, they will soft pull either EX or EQ (or both) monthly as part of the account review process. So any baddies that aren't on TU will be known anyway.

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

PointsBonus — Sun, 28 Oct 2018 19:25:13 GMT

@Anonymous wrote:
Even if a lender only pulls TU for new accounts, they will soft pull either EX or EQ (or both) monthly as part of the account review process. So any baddies that aren't on TU will be known anyway.

I don't have any baddies, my scores across the board are ok ..Exp 670 Equ 684 and TU is 720, difference ? the inquires........

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

Anonymous — Sun, 28 Oct 2018 19:31:12 GMT

I'm pretty sure Barclays will pull TU.

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

PointsBonus — Sun, 28 Oct 2018 19:33:22 GMT

Blacklisted from them from like 10 Years ago....Yes 10 years....

I applied, they didn't even PULL any credit ! Just flat NO

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

Anonymous — Sun, 28 Oct 2018 20:17:53 GMT

I only have 2 inq on my TU. Barclay and NFCU. Both of them only pulled TU.

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

PointsBonus — Sun, 28 Oct 2018 20:44:44 GMT

@Anonymous wrote:
I only have 2 inq on my TU. Barclay and NFCU. Both of them only pulled TU.

I WISH I CAN JOIN NFCU

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

Anonymous — Mon, 29 Oct 2018 02:35:49 GMT

U.S. Bank pulls Transunion FICO 9. I have two cards with them and they have only ever pulled transunion. Beware of their stingy limits!

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

atst2000 — Mon, 29 Oct 2018 02:49:11 GMT

Someone posted on the approval section about Community Credit Union or something. Based in Illinois. They pull TU and open to everyone. Give decent limits too. Others that pull TU are:

SSFCU- In Texas but maybe open?
RBFCU- same as above
US Bank- VERY conservative!
Barclays- also VERY conservative
Synchrony- some cards... PP Extras does I heard but ymmv

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

Gmood1 — Mon, 29 Oct 2018 03:25:48 GMT

State farm bank, same company as State farm insurance pulls TU.
https://www.statefarm.com

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

blindambition — Mon, 29 Oct 2018 03:42:31 GMT

Barclay's Ring, Arrival, and uber are known to be pulled from TU. I can confirm on Uber. Many others have been as well. It can depend on your state which one is pulled. You can find that info on the Credit Pull database.

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

Anonymous — Mon, 29 Oct 2018 07:02:21 GMT

barclays has a choice hotels card that is a visa signature card? its on their website, i received an invitation to apply not a pre-select or pre-approval via email only. if approved for signature card they have 0% b/t for 12 mos with 3% b/t fee.

Anyone know they pull TU only. i m in Tx.

Alliant CU pulls TU all the time.

Re: Looking for some advice - Looking for CC who ONLY PULLS TRANSUNION

Anonymous — Mon, 29 Oct 2018 07:15:12 GMT

Does RBFCU ask for POI? any other documentation for membership? ChexSystems? EWS?

Someone recently stated that US Bank is looking into Lexis/Nexis, sageStream and not TU.