topic Re: CLI Request Auto Approve for only 300??! Capital One in Credit Card Applications

CLI Request Auto Approve for only 300??! Capital One

Anonymous — Thu, 01 Nov 2018 04:41:18 GMT

I have a this card for 1.5 years and have a CL of $2500, I tried to request for a credit line increase after 6 months online and the system is giving me a increase of only $300 so I refused the offer.. why would they give me a only $300 increase?

I also have a chase with a CL of $3400 and a score of 731 with 100% monthly payments, if that matters

Re: CLI Request Auto Approve for only 300??! Capital One

Jnbmom — Thu, 01 Nov 2018 04:56:45 GMT

Because it is Crap one and they are stingy, sorry not a fan of them.

Kidding aside what was your intial SL, if it was low you may be bucketed with this card and them and will not see very high CLIs.

Re: CLI Request Auto Approve for only 300??! Capital One

Anonymous — Thu, 01 Nov 2018 05:04:59 GMT

It was actually my first card that I had applied with a SL of $300 but my CL got auto increased eventually from $500 and then to $2500

Re: CLI Request Auto Approve for only 300??! Capital One

Jnbmom — Thu, 01 Nov 2018 05:29:09 GMT

Yes you are probably bucketed and it will not grow very high......

Re: CLI Request Auto Approve for only 300??! Capital One

Anonymous — Thu, 01 Nov 2018 05:58:32 GMT

That's sad, should I call them as a last try?

Re: CLI Request Auto Approve for only 300??! Capital One

Remedios — Thu, 01 Nov 2018 14:51:48 GMT

Calling them will do you no good

The only way to get a CLI from them is to put some heavy use on the card for around 3 months

If you have cards that offer better rewards than cap one, it's not worth it

Re: CLI Request Auto Approve for only 300??! Capital One

CAS2019 — Thu, 01 Nov 2018 22:57:51 GMT

@Anonymous wrote:
I have a this card for 1.5 years and have a CL of $2500, I tried to request for a credit line increase after 6 months online and the system is giving me a increase of only $300 so I refused the offer.. why would they give me a only $300 increase?

I also have a chase with a CL of $3400 and a score of 731 with 100% monthly payments, if that matters

I read in the news that Cap1 is reacting to the current world economic issues. It won’t just be Cap1, but other lending/cc companies as well.