topic Re: Want to App for Chase Freedom Unlimited in Credit Card Applications

Want to App for Chase Freedom Unlimited

TyRacing — Thu, 01 Nov 2018 22:10:36 GMT

Chase has no offers for me at this time. But would like to get the Chase Freedom Unlimited.

What do i need to know before i app for this card? to increase my odds? Do i need AAoA to be 12+ mos?

- Im Under 5/24, have 3 credit cards

- USB Cash+ newest card is 3 mos

- My CF is 4 mos

- BoA oldest card is 21 mos

- All data is in my sign

Re: Want to App for Chase Freedom Unlimited

Anonymous — Sat, 03 Nov 2018 01:37:00 GMT

I just got approved for the card with AAoA 11 months only 4 months history with credit cards. I also tried to applied for their amazon card back in June and was declined because I had no revolving accounts. So YMMV but the freedom unlimted seems much easier to get, I expected a very low sl when I applied my thought was to use it with a low limit for 3 months so I would have a chance with a higher limit when I reapply for the amazon card but I was given $1800 sl which is my highest.

Re: Want to App for Chase Freedom Unlimited

Anonymous — Sun, 04 Nov 2018 19:52:58 GMT

I would wait until your CF is 6-7 months old before you go for the FU. That way you have a nice track of on-time payments if not PIF.

Re: Want to App for Chase Freedom Unlimited

Medic981 — Sun, 04 Nov 2018 22:50:15 GMT

@Anonymous wrote:
I would wait until your CF is 6-7 months old before you go for the FU. That way you have a nice track of on-time payments if not PIF.

I agree. I would wait until 180+ days and 6 statements have posted until I applied for your best chance of success.