topic Re: Pottery Barn 2 week response?? in Credit Card Applications

Pottery Barn 2 week response??

victornewman — Wed, 03 Oct 2018 15:18:42 GMT

So I applied for a Pottery Barn card. I have not applied for a credit card in over 2 years. Experian FICO is 823, long aaoa, 1% utiliztion, high income.

This is the response I received:

Thank you for your Pottery Barn credit card application. The information you provided is being reviewed. You may expect a reply by mail within 2 weeks.

I only have one other Comenity store card and have had it for years. Zero balance, use it a few times a year and PIF.

Maybe this is a sign that I really don't need another store card. LOL. Certainly wasn't expecting this response. I'm not big on store cards but this is one that I would have used since I shop at Pottery Barn a lot.

Re: Pottery Barn 2 week response??

Medic981 — Wed, 03 Oct 2018 16:08:04 GMT

@victornewman wrote:
So I applied for a Pottery Barn card. I have not applied for a credit card in over 2 years. Experian FICO is 823, long aaoa, 1% utiliztion, high income.
This is the response I received:
Thank you for your Pottery Barn credit card application. The information you provided is being reviewed. You may expect a reply by mail within 2 weeks.

I only have one other Comenity store card and have had it for years. Zero balance, use it a few times a year and PIF.
Maybe this is a sign that I really don't need another store card. LOL. Certainly wasn't expecting this response. I'm not big on store cards but this is one that I would have used since I shop at Pottery Barn a lot.

Getting a 7-10 day response is typically a denial, but not always. Getting a 2-week response is typically an approval, but not always. The extra time is to get the CC made and to you.

Re: Pottery Barn 2 week response??

FinStar — Wed, 03 Oct 2018 17:19:39 GMT

The 2-week message is not necessarily to make the CC. Typically, with Comenity/CCB, these responses are usually associated with additional verification. Potentially, they'll be verify other information via third party providers (i.e. SageStream) and send you a letter to contact them for additional information.

Hopefully, it'll yield something positive OP.

Re: Pottery Barn 2 week response??

victornewman — Wed, 03 Oct 2018 17:25:53 GMT

No inquiry yet. And this was a cold app. Just pulled all 3 reports.

Maybe it is because I just moved/new address.

Re: Pottery Barn 2 week response??

Anonymous — Tue, 06 Nov 2018 14:10:44 GMT

OP,

What was the outcome? I just received a similar message, and want to know what I should expect.

Re: Pottery Barn 2 week response??

Anonymous — Sat, 03 Aug 2019 14:37:30 GMT

What was either of your responses from the 2 week message? I just received it too, would be interesting to see what happened for others.