topic Re: Paypal 2% or Cap One QuickSilver in Credit Card Applications

Paypal 2% or Cap One QuickSilver

blazerein — Fri, 09 Nov 2018 12:20:31 GMT

If inquiry is not an issue, which one is the better card? which one grows to a higher limits?

Re: Paypal 2% or Cap One QuickSilver

Anonymous — Thu, 08 Nov 2018 23:16:40 GMT

Synchrony Bank’s Paypal card, hands down. Synch has been very generous with me in terms of CLIs. Can’t say the same about Cap1.

Re: Paypal 2% or Cap One QuickSilver

Brian_Earl_Spilner — Thu, 08 Nov 2018 23:48:20 GMT

PayPal is 2% and grows. QS is 1.5% and grows slow unless you put heavy use. The benefit of Cap1 is they leave you alone. You can max out the card or one from another lender and all they'll do is ask if you want to make more than the minimum payment to avoid interest. They'll even tell you how much more to pay to cover the interest if you carry a balance.

Re: Paypal 2% or Cap One QuickSilver

AverageJoesCredit — Fri, 09 Nov 2018 00:27:58 GMT

Paypal 2%, ease of use, redemption, easier cli, 1 hp, etc. Just my humble opinion, C1 too many hoops

Re: Paypal 2% or Cap One QuickSilver

blazerein — Fri, 09 Nov 2018 00:29:49 GMT

Thanks, pulled the trigger for PayPal...approved for 2.5K

Re: Paypal 2% or Cap One QuickSilver

UncleB — Fri, 09 Nov 2018 12:21:39 GMT

This thread is locked and closed to new messages.

The new thread can be found here: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Paypal-MC-2-Approved/m-p/5403461