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    <title>topic Re: Amex BCP offer on my one year mark. in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-BCP-offer-on-my-one-year-mark/m-p/5404237#M214981</link>
    <description>&lt;P&gt;There isn't any hard pull for an upgrade.&lt;/P&gt;</description>
    <pubDate>Sat, 10 Nov 2018 06:14:10 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2018-11-10T06:14:10Z</dc:date>
    <item>
      <title>Amex BCP offer on my one year mark.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-BCP-offer-on-my-one-year-mark/m-p/5404224#M214978</link>
      <description>&lt;P&gt;I've been wanting this card after realizing how fast my rewards are adding up. To click or not to click! Can't decide. Ok, trying not to get too excited and ahead of myself so questions:&lt;BR /&gt;&lt;BR /&gt;My current 0% interest promo expires in February 2019.&amp;nbsp; Should I continue taking advantage of this before clicking? Will my offer be not as good if I wait until the end of my current promo?&lt;BR /&gt;&lt;BR /&gt;Should my balance be near 0 before upgrading?&lt;BR /&gt;&lt;BR /&gt;Do they do a hp or sp with the upgrade?&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 10 Nov 2018 04:59:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-BCP-offer-on-my-one-year-mark/m-p/5404224#M214978</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-11-10T04:59:22Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCP offer on my one year mark.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-BCP-offer-on-my-one-year-mark/m-p/5404234#M214980</link>
      <description>Can you describe where you're seeing this offer? Is it in your account? In the "Amex Offers &amp;amp; Benefits" section? Or in the Menu &amp;gt; Cards &amp;gt; Personal Cards section?</description>
      <pubDate>Sat, 10 Nov 2018 05:59:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-BCP-offer-on-my-one-year-mark/m-p/5404234#M214980</guid>
      <dc:creator>Ardecko</dc:creator>
      <dc:date>2018-11-10T05:59:02Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCP offer on my one year mark.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-BCP-offer-on-my-one-year-mark/m-p/5404237#M214981</link>
      <description>&lt;P&gt;There isn't any hard pull for an upgrade.&lt;/P&gt;</description>
      <pubDate>Sat, 10 Nov 2018 06:14:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-BCP-offer-on-my-one-year-mark/m-p/5404237#M214981</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-11-10T06:14:10Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCP offer on my one year mark.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-BCP-offer-on-my-one-year-mark/m-p/5404241#M214983</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1004464"&gt;@Ardecko&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;Can you describe where you're seeing this offer? Is it in your account? In the "Amex Offers &amp;amp; Benefits" section? Or in the Menu &amp;gt; Cards &amp;gt; Personal Cards section?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I have seen it in both.&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 10 Nov 2018 06:18:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-BCP-offer-on-my-one-year-mark/m-p/5404241#M214983</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-11-10T06:18:18Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCP offer on my one year mark.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-BCP-offer-on-my-one-year-mark/m-p/5404410#M214998</link>
      <description>They offered me an upgrade from BCE to BCP and waived the annual fee for the first year. Bonus I think was get $200 back after spending $2k, but I skipped it cuz I was dealing with SUBs at the time (I took the upgrade though for the waived annual fee)</description>
      <pubDate>Sat, 10 Nov 2018 16:32:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-BCP-offer-on-my-one-year-mark/m-p/5404410#M214998</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-11-10T16:32:05Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCP offer on my one year mark.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-BCP-offer-on-my-one-year-mark/m-p/5404655#M215007</link>
      <description>Just received email offer to upgrade for $250 for 2k spend 3 months.</description>
      <pubDate>Sat, 10 Nov 2018 23:28:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-BCP-offer-on-my-one-year-mark/m-p/5404655#M215007</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2018-11-10T23:28:00Z</dc:date>
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