topic Re: Barclays recon issue in Credit Card Applications

Barclays recon issue

Anonymous — Tue, 27 Nov 2018 20:58:56 GMT

Hi everybody:

I just applied the Aviator Red from barclays and the application needs to be further reviewed. So I called the recon number 866-408-4064 but it said their office is closed. What happend? Is 15:30 PM NYC time late?

Re: Barclays recon issue

Anonymous — Tue, 27 Nov 2018 21:00:26 GMT

Alright guys I found why, there are two numbers. One has limited time and another is 24hrs, I'll try the the 24hrs one now.

Re: Barclays recon issue

Anonymous — Tue, 27 Nov 2018 22:04:01 GMT

i rather just check status on their website first and not call or recon just now.

Re: Barclays recon issue

Anonymous — Tue, 27 Nov 2018 22:18:44 GMT

Thanks for the advice. Actually I checked it and it was rejected. Just forgot to mention that.

Re: Barclays recon issue

FinStar — Tue, 27 Nov 2018 22:21:06 GMT

What were the reasons cited for being declined @Anonymous?

Re: Barclays recon issue

Anonymous — Tue, 27 Nov 2018 22:30:11 GMT

The 24hrs recon number is not working, either. I tried to call the customer service number and after 5 times of transfer I was able to speak with an credit analyst. She said I'm "lucky" because she was the only analyst at that time.....omg what happend?

Anyway I told her about my situation and she said she can't approve my AA red card because "I have too many accounts in the past 24 months" and due to this reason she can't do anything further.

This is so weird. I've heard there is a 6/24 rule for Arrival and A+ card. Did this rule spread to some co-brand cards or I'm just unlucky? Should I try to recon again tomorrow, or is there any chances to get it approved?

BTW, my TU score is 748 and 11/24,.

Re: Barclays recon issue

FinStar — Tue, 27 Nov 2018 22:33:12 GMT

Actually, that sounds about right. They've tightened some of the UW not just for the Arrival card, but other products as well OP. This includes the Aviator and Uber CCs, for example.

So, you're welcome to try again, but it's unlikely that they'll budge on the original decision, unfortunately.

Re: Barclays recon issue

RonM21 — Tue, 27 Nov 2018 23:14:55 GMT

Welcome Varph! Sorry you were denied. I think some of the "tightening" that FinStar mentioned has been catching some people by surprise, so don't feel too bad about it. Hopefully, taking the HP wasn't a big deal and you were just trying to add to your profile.

Re: Barclays recon issue

Anonymous — Wed, 28 Nov 2018 05:54:42 GMT

Thank you RonM21! And yes, that was really a surprise for me. I was planning to move my loyalty program from UA to AA and let this card to be the starting point. Sad.

Re: Barclays recon issue

Anonymous — Sat, 01 Dec 2018 04:54:02 GMT

The reason given to me via letter i just received for my app with Barclays is

Too many new accounts in last 24 months.

O well.

Re: Barclays recon issue

Anonymous — Sat, 01 Dec 2018 05:14:11 GMT

Yeah I got denied for their Wyndham card over the summer for same reason. My only denial for a personal card in my last 20 tries. Luckily I got the Arrival plus and both Aviators before the rule took effect.