topic Re: Total Rewards CLI EX HARD in Credit Card Applications

Total Rewards CLI EX HARD

WowCool — Wed, 12 Dec 2018 00:22:23 GMT

So yesterday I clicked the luv button and received the 7-10 day message. I figuired I may have clicked to early for the usual 4 month and 1 day CLI and figuired I would try again in a day or two. Or so I thought........

Today I received an elert from EX, Commenity TR hard pull. In the past its always been soft on Eq. Suprise suprise!

I have heard the rumors of Commenity hping for CLI attempts so I was prepared. However I wasnt prepared for an EX pull only a Eq pull.

Eq is clean & shiny while EX is not , still has a paid CO and a 30 day late both 5 years old.

Recieved a SM from Commenity TR later and DENIED. Reason giving
"Since we were not able to contact you with the information provided, we cannot complete the processing of your request." Say what?!!

SO it seems the 4 month 1 day CLI softs are over for me..... And the CLI Hards as well

EX8 697
Opend March 17
CL 3500

Re: Total Rewards CLI EX HARD

AverageJoesCredit — Wed, 12 Dec 2018 01:02:31 GMT

Boo

Your title makes it sound like Die Hard: McLane Ficos up Comenity

Re: Total Rewards CLI EX HARD

JR_TX — Wed, 12 Dec 2018 01:37:14 GMT

As Peg would always have it, “RIP Syn... nope... Comenity”!!!
Sorry to hear about the EX hp and denial OP.

Re: Total Rewards CLI EX HARD

FinStar — Wed, 12 Dec 2018 01:54:49 GMT

Well bummer OP! It sounds like some of their CCs are starting to become HP CLIs, but I'm wondering if the results would've been different if you had called the automated line. Most of my Comenity CCs are V/MC/D, but I've already hit the max CL per account, except for 1.

None of your CRs are frozen or have any fraud alerts, right?

Re: Total Rewards CLI EX HARD

WowCool — Thu, 13 Dec 2018 00:00:52 GMT

@FinStar wrote:
Well bummer OP! It sounds like some of their CCs are starting to become HP CLIs, but I'm wondering if the results would've been different if you had called the automated line. Most of my Comenity CCs are V/MC/D, but I've already hit the max CL per account, except for 1.

None of your CRs are frozen or have any fraud alerts, right?

Not sure about the automated CLI way, I've always just clicked the luv/hate button at 4 months 1 day. Its worked since I started getting CLIs over a year ago............Until now..

I have an 8k HSN too but its up for the chop block soon. No need for a CLI on that one....

No I did not have any of my CRAs frozen or fraud alerts.......

And ddnt call Commenity for an explanation... Just letting it be....Going to kick the TR to the curb soon anyways (starter card)........