topic Applying for two credit cards that pull two different bureaus? in Credit Card Applications

Applying for two credit cards that pull two different bureaus?

Anonymous — Mon, 17 Dec 2018 18:49:32 GMT

I just applied and was approved for a Citi DC card with a starting limit of $4.8k. I know that Citibank does not use TransUnion, and I know that the Uber Visa from Barclays using TransUnion for card applications. If I were to apply for the Uber Visa, would they see my recent application for my Citi DC or would they be mutually exclusive because they go through two different bureaus?

Re: Applying for two credit cards that pull two different bureaus?

Heatt99 — Mon, 17 Dec 2018 19:08:58 GMT

They will not see the inquiry. Only when the card starts to report to the CRA will they see the CL. I did this the other day with Discover and NFCU. Discover pulled EX and NFCU pulled TU, so I was approved by both.

If your CS are above avg and income is avg you should be ok.

Re: Applying for two credit cards that pull two different bureaus?

Remedios — Mon, 17 Dec 2018 20:09:15 GMT

@Anonymous wrote:
I just applied and was approved for a Citi DC card with a starting limit of $4.8k. I know that Citibank does not use TransUnion, and I know that the Uber Visa from Barclays using TransUnion for card applications. If I were to apply for the Uber Visa, would they see my recent application for my Citi DC or would they be mutually exclusive because they go through two different bureaus?

While the HP will be on TU, Barclay will at times do a SP on a different CRA. I've seen EX mentioned often.