topic Re: amazon visa application status in Credit Card Applications

amazon visa application status

Anonymous — Sat, 12 Jan 2019 21:18:04 GMT

I apply today for amazon visa and get the following message:

"Unfortunately, your application for the Amazon Prime Rewards Visa card could not be approved by Chase

Chase will notify you in writing about the decision in 30 days. Thank you for applying."

but the robo lady says 2 weeks message in automated line.

Is that good or bad? I am confusing.

Re: amazon visa application status

Remedios — Sat, 12 Jan 2019 21:20:10 GMT

It's neither. All it means is that further review is needed. It can go either way.
As a positive, it was not denied on the spot.

Re: amazon visa application status

FinStar — Sat, 12 Jan 2019 22:17:30 GMT

@Anonymous, it appears you've posted multiple threads recently regarding the same application outcome and several MF members have already provided very valuable feedback.

Since it appears your most recent thread from 12/21 cited a denial, what were the reasons cited? Also, keep in mind that all Chase CCs are subject to the 5/24 restriction (effective mid-November), which includes the Amazon Visa. So, if you've opened 5 or more CCs in 24 months, Chase will not approve the app.

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amazon-rewards-visa-5-24/m-p/5448039#M218425

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Pending-application/m-p/5418139#M216277

Re: amazon visa application status

Pikaboo-icu — Sat, 12 Jan 2019 22:24:55 GMT

@Anonymous wrote:
I apply today for amazon visa and get the following message:
"Unfortunately, your application for the Amazon Prime Rewards Visa card could not be approved by Chase
Chase will notify you in writing about the decision in 30 days. Thank you for applying."
but the robo lady says 2 weeks message in automated line.
Is that good or bad? I am confusing.

If you applied in Nov, Dec and Jan as in your posts, you're probably not helping your chances at all.

If this ends in a denial; I would give it at least 6 months and make certain you are under 5/24 before applying again.

Re: amazon visa application status

CivalV — Sun, 13 Jan 2019 17:44:46 GMT

30 day message is better than automatic denial. I got an automatic denial for the Amazon Store CC. I have no Syn accounts. They’ve never been nice to me lol good luck! Hopefully it’s an approval

Re: amazon visa application status

kdm31091 — Sun, 13 Jan 2019 19:55:44 GMT

@Remedios wrote:
It's neither. All it means is that further review is needed. It can go either way.
As a positive, it was not denied on the spot.

Am I missing something? The OP's post has the language:

"Unfortunately, your application for the Amazon Prime Rewards Visa card could not be approved by Chase

Chase will notify you in writing about the decision in 30 days. Thank you for applying."

To me this isn't further review; the app is denied. If this a repeat app (which as Finstar noted it seems to be), applying over and over isn't doing you any favors OP.

Re: amazon visa application status

Jnbmom — Sun, 13 Jan 2019 20:05:20 GMT

@kdm31091 wrote:
@Remedios wrote:
It's neither. All it means is that further review is needed. It can go either way.
As a positive, it was not denied on the spot.
Am I missing something? The OP's post has the language:
"Unfortunately, your application for the Amazon Prime Rewards Visa card could not be approved by Chase
Chase will notify you in writing about the decision in 30 days. Thank you for applying."

To me this isn't further review; the app is denied. If this a repeat app (which as Finstar noted it seems to be), applying over and over isn't doing you any favors OP.

It's a denial as it stated, not sure of the confusion?

Re: amazon visa application status

shoegal — Mon, 14 Jan 2019 01:16:28 GMT

@kdm31091 wrote:
@Remedios wrote:
It's neither. All it means is that further review is needed. It can go either way.
As a positive, it was not denied on the spot.
Am I missing something? The OP's post has the language:
"Unfortunately, your application for the Amazon Prime Rewards Visa card could not be approved by Chase
Chase will notify you in writing about the decision in 30 days. Thank you for applying."

To me this isn't further review; the app is denied. If this a repeat app (which as Finstar noted it seems to be), applying over and over isn't doing you any favors OP.

I got that same answer when I applied in 2017. I called to recon since I took that message as a denial, and I was denied again because of my baddies and short revolving history at that time which was around 6-months.

Re: amazon visa application status

Brian_Earl_Spilner — Mon, 14 Jan 2019 09:07:42 GMT

Chase keeps your application info for 6 months. If you apply in that period, they'll just reuse that denial.

Re: amazon visa application status

CCrew — Mon, 14 Jan 2019 17:03:56 GMT

I applied to Chase/Amazon, got the same 30 day notice. Call into the automated line said 10 days. Did that for near 30 days until I finally called and a CSR said it had rolled out of the system. Never got a denial, and never got a card. Was sitting on the edge of 5/24 depending on how they count - I had 2x car loans with them (one since paid off) that would have put me over but folks here said that they're not counted. Regardless, never got an account, not that I really needed it, just wanted in with Chase. Clearly not happening.

Re: amazon visa application status

CreditWolf — Mon, 14 Jan 2019 19:49:57 GMT

i think it is now subject to 5/24 op

Re: amazon visa application status

FinStar — Mon, 14 Jan 2019 20:26:53 GMT

It has been subject to 5/24 since mid-November.

Re: amazon visa application status

Anonymous — Tue, 15 Jan 2019 03:00:58 GMT

@FinStar wrote:
It has been subject to 5/24 since mid-November.

Do we actually have someone who has gotten back on and said that was the reason for denial? I have seen a lot of speculation but no confirmation as of yet. It’s possible I missed it since I don’t read every Chase thread but I try to keep up on the cards that interest me and until I got the Amazon Store Card last month, that card was high on my list.

Re: amazon visa application status

FinStar — Tue, 15 Jan 2019 17:06:54 GMT

@Anonymous wrote:
@FinStar wrote:
It has been subject to 5/24 since mid-November.
Do we actually have someone who has gotten back on and said that was the reason for denial? I have seen a lot of speculation but no confirmation as of yet. It’s possible I missed it since I don’t read every Chase thread but I try to keep up on the cards that interest me and until I got the Amazon Store Card last month, that card was high on my list.

@Anonymous - yes, sorry you missed it, but proof has been provided via other online sources displaying the actual declined letter with the "too many accounts opened in the past 24 months" reason. So, this isn't speculation, and no surprise given that all other Chase CCs that were previously not been subject to the 5/24 restriction, were expanded as well. This was also documented by several posters on DoC, Reddit, etc.

Re: amazon visa application status

Anonymous — Tue, 15 Jan 2019 17:24:10 GMT

@FinStar wrote:
@Anonymous wrote:
@FinStar wrote:
It has been subject to 5/24 since mid-November.
Do we actually have someone who has gotten back on and said that was the reason for denial? I have seen a lot of speculation but no confirmation as of yet. It’s possible I missed it since I don’t read every Chase thread but I try to keep up on the cards that interest me and until I got the Amazon Store Card last month, that card was high on my list.
@Anonymous - yes, sorry you missed it, but proof has been provided via other online sources displaying the actual declined letter with the "too many accounts opened in the past 24 months" reason. So, this isn't speculation, and no surprise given that all other Chase CCs that were previously not been subject to the 5/24 restriction, were expanded as well. This was also documented by several posters on DoC, Reddit, etc.

Cool, I just hadn’t seen anyone post the letter here (I avoid other places for credit news for various reasons) so just wanted to make sure.

Re: amazon visa application status

FinStar — Tue, 15 Jan 2019 17:26:58 GMT

Other online sources also provide a wealth of information about the latest trends that may not necessarily get captured on here. It is always a good thing to keep those options available IMO.

Re: amazon visa application status

Anonymous — Tue, 15 Jan 2019 18:02:02 GMT

@FinStar wrote:
Other online sources also provide a wealth of information about the latest trends that may not necessarily get captured on here. It is always a good thing to keep those options available IMO.

I understand that but those other sites make me want to apply for things I shouldn’t because they list the SUBs involved.

FWIW I did check DoC and Reddit and there are no reports confirming Amazon, there are reports for all of the other cards including the Disney (which I already knew from posts here). If I didn’t have a BK on my reports I would take the likely 2 HPs for the team and find out but there’s no point in me even bothering with the BK until I get my last derogs off. Plus I already added a number of new accounts as it is and I’m happy with where I’m at for now.

Re: Amazon visa application update

chhull00 — Sun, 27 Jan 2019 21:36:54 GMT

Just apply for Amazon store card if you want Amazon, they are not so picky as chase, and in my opinion youll be better still.