topic Re: Chase Sapphire Preferred Approval Odds in Credit Card Applications

Chase Sapphire Preferred Approval Odds

Anonymous — Thu, 17 Jan 2019 16:46:22 GMT

Hello everyone,

I am planning to apply for the Chase Sapphire Preferred in the following days/weeks and wanted to do a reality check to see whether it makes sense to apply now. I will be going back into garden after this application and would like to get it done as soon as possible.

About me:

Have a Chase Checking account since December 2018.

Citi Dividend 11/16 (Authorized User) - $1,800 CL

BofA Cash Rewards 5/18 - $4,500 CL

Amex Everyday 11/18 - $6,000 CL

Scores:

Different tools report different numbers, but on average,

EQ 724

EX 748

TU 766

Edit: the card shows up when I go to the offers page on the Chase website, if that means anything.

Thank you!

Re: Chase Sapphire Preferred Approval Odds

simplynoir — Thu, 17 Jan 2019 17:26:19 GMT

The only real issue I see is your AAoA not being 12 months yet but you also have a prequal there so to them it might not matter. Not to worry you but be prepared to possibly recon if they consider the app iffy.

Re: Chase Sapphire Preferred Approval Odds

Anonymous — Fri, 18 Jan 2019 16:21:37 GMT

Thank you for your reply and that makes sense. I will probably hold off for now and report back as soon as I do apply!