topic Chase Freedom Update in Credit Card Applications

Chase Freedom Update

Anonymous — Tue, 30 Dec 2014 21:06:13 GMT

My application for credit was denied due to length of credit history on 2 new accounts. I'm ok with it, of course I have no other choice. After seeing how accounts were getting closed with no warning I was kinda relieved. I'll let my credit grow and try for something else.

Re: Chase Freedom Update

Anonymous — Tue, 30 Dec 2014 22:53:10 GMT

Congratulations!

Re: Chase Freedom Update

baller4life — Tue, 30 Dec 2014 22:55:50 GMT

@Anonymous wrote:
Congratulations!

For?????

Re: Chase Freedom Update

mitchblue — Tue, 30 Dec 2014 23:57:34 GMT

Sometimes I wonder if people read posts before the obligatory "congrats."

Re: Chase Freedom Update

Anonymous — Wed, 31 Dec 2014 01:34:55 GMT

Ikr.

Re: Chase Freedom Update

Anonymous — Wed, 31 Dec 2014 15:10:56 GMT

@mitchblue wrote:
Sometimes I wonder if people read posts before the obligatory "congrats."

Like this?

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713523#M22359

Re: Chase Freedom Update

baller4life — Wed, 31 Dec 2014 15:16:30 GMT

Hilarious. Makes me also wonder if people are actually reading these posts lol

Re: Chase Freedom Update

Anonymous — Wed, 31 Dec 2014 15:18:17 GMT

@baller4life wrote:
Hilarious. Makes me also wonder if people are actually reading these posts lol

Thanks for sharing and Continue success in the world of reading posts.

Re: Chase Freedom Update

Anonymous — Wed, 31 Dec 2014 16:12:02 GMT

@Anonymous wrote:
My application for credit was denied due to length of credit history on 2 new accounts. I'm ok with it, of course I have no other choice. After seeing how accounts were getting closed with no warning I was kinda relieved. I'll let my credit grow and try for something else.

It appears that accounts were getting closed because people were abusing the system by purchasing giftcards to meet the bonus spend requirements, then SDing the cards. It's still a good card, although I'd rather have Discover IT. Garden for 6 months and you'll probably be good to go on the application front.

Re: Chase Freedom Update

baller4life — Wed, 31 Dec 2014 16:18:11 GMT

@Anonymous wrote:
@baller4life wrote:
Hilarious. Makes me also wonder if people are actually reading these posts lol
Thanks for sharing and Continue success in the world of reading posts.

Congrats. Thanks for sharing.

Re: Chase Freedom Update

Anonymous — Wed, 31 Dec 2014 18:12:15 GMT

Sorry to hear you were denied but take good care of the two new accounts,and in 6 months- 1 year, you'll be good!

Nixon- you crack me up! I can always tell your posts while I'm reading the forum without even looking at your name.

Re: Chase Freedom Update

FocusedAndDetermined — Wed, 31 Dec 2014 20:34:03 GMT

Sorry for the denial but you have the correct attitude. A little age on current accounts will improve your chances for next app.

Re: Chase Freedom Update

Anonymous — Mon, 19 Jan 2015 01:45:47 GMT

Re: Chase Freedom Update

Anonymous — Thu, 01 Jan 2015 00:32:58 GMT

@Anonymous wrote:
Congrats to OP for getting denied???? IMFAO.....I guess few members don't read what others have to say. They just want to increase the number of posts they have.

Not that post counts matter or anything..

Re: Chase Freedom Update

Anonymous — Mon, 19 Jan 2015 01:45:28 GMT

Re: Chase Freedom Update

Imperfectfuture — Thu, 01 Jan 2015 12:26:11 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Congrats to OP for getting denied???? IMFAO.....I guess few members don't read what others have to say. They just want to increase the number of posts they have.
Not that post counts matter or anything..
Exactly! That's why I don't understand the logic behind it lol.

I think, under the enormous typing ability of Nix, that he was being slightly facetious. (Note his 6k+ posts in a short period of time! he is aiming for epic contributor)

Re: Chase Freedom Update

CreditUnionFan — Thu, 01 Jan 2015 12:36:48 GMT

@Anonymous wrote:
My application for credit was denied due to length of credit history on 2 new accounts. I'm ok with it, of course I have no other choice. After seeing how accounts were getting closed with no warning I was kinda relieved. I'll let my credit grow and try for something else.

You cant call on New Years, but did you check out the backdoor numbers posted elsewhere o myfico and attempt a recon vy speaking with an UW?

Re: Chase Freedom Update

CreditUnionFan — Thu, 01 Jan 2015 12:37:45 GMT

@CreditUnionFan wrote:
@Anonymous wrote:
My application for credit was denied due to length of credit history on 2 new accounts. I'm ok with it, of course I have no other choice. After seeing how accounts were getting closed with no warning I was kinda relieved. I'll let my credit grow and try for something else.
You cant call on New Years, but did you check out the backdoor numbers posted elsewhere o myfico and attempt a recon vy speaking with an UW?

Correction, you could call today, but no one will answer.

Re: Chase Freedom Update

Anonymous — Thu, 01 Jan 2015 18:33:59 GMT

@Imperfectfuture wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Congrats to OP for getting denied???? IMFAO.....I guess few members don't read what others have to say. They just want to increase the number of posts they have.
Not that post counts matter or anything..
Exactly! That's why I don't understand the logic behind it lol.
I think, under the enormous typing ability of Nix, that he was being slightly facetious. (Note his 6k+ posts in a short period of time! he is aiming for epic contributor)

I just have a lot to say.

Re: Chase Freedom Update

Anonymous — Mon, 19 Jan 2015 01:45:08 GMT