topic Re: Terry Redlin Visa in Credit Card Applications

Terry Redlin Visa

woodyman100 — Fri, 22 Feb 2019 18:16:33 GMT

Anybody have any experience with the Terry Redlin Visa?

It's from Plains Commerce bank in South Dakota.

I really can't find much on them.

I only want the card for the novelty of it.

A fixed 12% APR.

I'm assuming they are conservative.

I mailed in an app and received an ID verification call a few days later from a very nice lady.

I'm not holding out much hope, but we will see.

I think it was them that pulled Experian (IBC Innovis)

Re: Terry Redlin Visa

FinStar — Fri, 22 Feb 2019 18:20:48 GMT

At first glance, I misread your thread thinking you meant the "Teddy Ruxpin" Visa 😄😄 I was like, when did it make a comeback?!

Carry on lol. But, I'd be very curious on your outcome.

Re: Terry Redlin Visa

CreditCuriosity — Fri, 22 Feb 2019 22:33:23 GMT

woodyman you are a very very bad influence to the non-gardeners here lol. You certainly got my curiosity being a fixed apr decent apr card at a no-name bank.. all my check marks are checked on my list

Re: Terry Redlin Visa

FinStar — Fri, 22 Feb 2019 22:40:22 GMT

@CreditCuriosity wrote:
woodyman you are a very very bad influence to the non-gardeners here lol. You certainly got my curiosity being a fixed apr decent apr card at a no-name bank.. all my check marks are checked on my list

Yup, I'm taking notes

Re: Terry Redlin Visa

AverageJoesCredit — Fri, 22 Feb 2019 23:37:32 GMT

Uh oh, not another First Arkansas Bank & Trust☺

Re: Terry Redlin Visa

woodyman100 — Sat, 23 Feb 2019 00:42:15 GMT

@AverageJoesCredit wrote:
Uh oh, not another First Arkansas Bank & Trust☺

Don’t remind us!😂

MyFICO broke that issuer!

A few months after Card Assets closed those accounts they changed the Bureau files to “Closed by Consumer”.

The exact opposite of the truth, but better than the alternative I suppose

Re: Terry Redlin Visa

FinStar — Sat, 23 Feb 2019 03:45:49 GMT

@woodyman100 wrote:
@AverageJoesCredit wrote:
Uh oh, not another First Arkansas Bank & Trust☺
Don’t remind us!😂
MyFICO broke that issuer!
A few months after Card Assets closed those accounts they changed the Bureau files to “Closed by Consumer”.
The exact opposite of the truth, but better than the alternative I suppose

I'm trying to remember which particular one this was...not the Equality Card, was it?

Re: Terry Redlin Visa

CreditCuriosity — Sat, 23 Feb 2019 18:36:08 GMT

@FinStar wrote:
@woodyman100 wrote:
@AverageJoesCredit wrote:
Uh oh, not another First Arkansas Bank & Trust☺
Don’t remind us!😂
MyFICO broke that issuer!
A few months after Card Assets closed those accounts they changed the Bureau files to “Closed by Consumer”.
The exact opposite of the truth, but better than the alternative I suppose
I'm trying to remember which particular one this was...not the Equality Card, was it?

@FinStar nas was a small bank that started approving people in arkansas and they bit off more than they could chew then closed accounts shortly after was kinda a flavor of the week/month type of thing until accounts started to get closed for bs reasons if i recall it correctly

Re: Terry Redlin Visa

woodyman100 — Sat, 23 Feb 2019 23:52:11 GMT

@CreditCuriosity wrote:
@FinStar wrote:
@woodyman100 wrote:
@AverageJoesCredit wrote:
Uh oh, not another First Arkansas Bank & Trust☺
Don’t remind us!😂
MyFICO broke that issuer!
A few months after Card Assets closed those accounts they changed the Bureau files to “Closed by Consumer”.
The exact opposite of the truth, but better than the alternative I suppose
I'm trying to remember which particular one this was...not the Equality Card, was it?
@FinStar nas was a small bank that started approving people in arkansas and they bit off more than they could chew then closed accounts shortly after was kinda a flavor of the week/month type of thing until accounts started to get closed for bs reasons if i recall it correctly

The cards were issued by Card Assets. They are an issuer for small banks and other institutions.

i found a list of banks serviced by them and picked FAB&T and was approved.

i then picked another. M&F bank I think it was and was approved for that as well. NOT inquiry sensitive.

i posted on MyFICO and the rush was on!

A few weeks later accounts were getting closed left and right.

Some members raised a stink and were able to get the accounts and the inquiries deleted

Re: Terry Redlin Visa

FinStar — Mon, 25 Feb 2019 21:18:20 GMT

@woodyman100 wrote:
@CreditCuriosity wrote:
@FinStar wrote:
@woodyman100 wrote:
@AverageJoesCredit wrote:
Uh oh, not another First Arkansas Bank & Trust☺
Don’t remind us!😂
MyFICO broke that issuer!
A few months after Card Assets closed those accounts they changed the Bureau files to “Closed by Consumer”.
The exact opposite of the truth, but better than the alternative I suppose
I'm trying to remember which particular one this was...not the Equality Card, was it?
@FinStar nas was a small bank that started approving people in arkansas and they bit off more than they could chew then closed accounts shortly after was kinda a flavor of the week/month type of thing until accounts started to get closed for bs reasons if i recall it correctly
The cards were issued by Card Assets. They are an issuer for small banks and other institutions.
i found a list of banks serviced by them and picked FAB&T and was approved.
i then picked another. M&F bank I think it was and was approved for that as well. NOT inquiry sensitive.
i posted on MyFICO and the rush was on!
A few weeks later accounts were getting closed left and right.
Some members raised a stink and were able to get the accounts and the inquiries deleted

Must've missed this one while I was in hypersleep mode from MF 😄. I had the Equality Visa and I recall at one point the funding sources/partners pulled out (plus its sibling CC) and both eventually went the way of the Dodo bird.

Which of the 3 designs did you select @woodyman100?

Re: Terry Redlin Visa

woodyman100 — Wed, 27 Feb 2019 00:55:17 GMT

@FinStar wrote:
@woodyman100 wrote:
@CreditCuriosity wrote:
@FinStar wrote:
@woodyman100 wrote:
@AverageJoesCredit wrote:
Uh oh, not another First Arkansas Bank & Trust☺
Don’t remind us!😂
MyFICO broke that issuer!
A few months after Card Assets closed those accounts they changed the Bureau files to “Closed by Consumer”.
The exact opposite of the truth, but better than the alternative I suppose
I'm trying to remember which particular one this was...not the Equality Card, was it?
@FinStar nas was a small bank that started approving people in arkansas and they bit off more than they could chew then closed accounts shortly after was kinda a flavor of the week/month type of thing until accounts started to get closed for bs reasons if i recall it correctly
The cards were issued by Card Assets. They are an issuer for small banks and other institutions.
i found a list of banks serviced by them and picked FAB&T and was approved.
i then picked another. M&F bank I think it was and was approved for that as well. NOT inquiry sensitive.
i posted on MyFICO and the rush was on!
A few weeks later accounts were getting closed left and right.
Some members raised a stink and were able to get the accounts and the inquiries deleted
Must've missed this one while I was in hypersleep mode from MF 😄. I had the Equality Visa and I recall at one point the funding sources/partners pulled out (plus its sibling CC) and both eventually went the way of the Dodo bird.

Which of the 3 designs did you select @woodyman100?

Abort! Abort! Abort!

Just received my denial letter.

Too many open accounts and too much available credit.

They aren’t wrong.

I’m imagining them pulling my credit report doing a quick scan and shouting “OH HELL NO” 😂😂

Re: Terry Redlin Visa

CreditCuriosity — Wed, 27 Feb 2019 02:13:00 GMT

@woodyman100 wrote:
@FinStar wrote:
@woodyman100 wrote:
@CreditCuriosity wrote:
@FinStar wrote:
@woodyman100 wrote:
@AverageJoesCredit wrote:
Uh oh, not another First Arkansas Bank & Trust☺
Don’t remind us!😂
MyFICO broke that issuer!
A few months after Card Assets closed those accounts they changed the Bureau files to “Closed by Consumer”.
The exact opposite of the truth, but better than the alternative I suppose
I'm trying to remember which particular one this was...not the Equality Card, was it?
@FinStar nas was a small bank that started approving people in arkansas and they bit off more than they could chew then closed accounts shortly after was kinda a flavor of the week/month type of thing until accounts started to get closed for bs reasons if i recall it correctly
The cards were issued by Card Assets. They are an issuer for small banks and other institutions.
i found a list of banks serviced by them and picked FAB&T and was approved.
i then picked another. M&F bank I think it was and was approved for that as well. NOT inquiry sensitive.
i posted on MyFICO and the rush was on!
A few weeks later accounts were getting closed left and right.
Some members raised a stink and were able to get the accounts and the inquiries deleted
Must've missed this one while I was in hypersleep mode from MF 😄. I had the Equality Visa and I recall at one point the funding sources/partners pulled out (plus its sibling CC) and both eventually went the way of the Dodo bird.

Which of the 3 designs did you select @woodyman100?
Abort! Abort! Abort!
Just received my denial letter.
Too many open accounts and too much available credit.
They aren’t wrong.
I’m imagining them pulling my credit report doing a quick scan and shouting “OH HELL NO” 😂😂

Sorry to hear.. That small little bank probably about had a heart attack seeing your CC line-up. Probably about what they lend out on their cc's

Re: Terry Redlin Visa

FinStar — Wed, 27 Feb 2019 02:59:52 GMT

@CreditCuriosity wrote:
@woodyman100 wrote:
@FinStar wrote:
@woodyman100 wrote:
@CreditCuriosity wrote:
@FinStar wrote:
@woodyman100 wrote:
@AverageJoesCredit wrote:
Uh oh, not another First Arkansas Bank & Trust☺
Don’t remind us!😂
MyFICO broke that issuer!
A few months after Card Assets closed those accounts they changed the Bureau files to “Closed by Consumer”.
The exact opposite of the truth, but better than the alternative I suppose
I'm trying to remember which particular one this was...not the Equality Card, was it?
@FinStar nas was a small bank that started approving people in arkansas and they bit off more than they could chew then closed accounts shortly after was kinda a flavor of the week/month type of thing until accounts started to get closed for bs reasons if i recall it correctly
The cards were issued by Card Assets. They are an issuer for small banks and other institutions.
i found a list of banks serviced by them and picked FAB&T and was approved.
i then picked another. M&F bank I think it was and was approved for that as well. NOT inquiry sensitive.
i posted on MyFICO and the rush was on!
A few weeks later accounts were getting closed left and right.
Some members raised a stink and were able to get the accounts and the inquiries deleted
Must've missed this one while I was in hypersleep mode from MF 😄. I had the Equality Visa and I recall at one point the funding sources/partners pulled out (plus its sibling CC) and both eventually went the way of the Dodo bird.

Which of the 3 designs did you select @woodyman100?
Abort! Abort! Abort!
Just received my denial letter.
Too many open accounts and too much available credit.
They aren’t wrong.
I’m imagining them pulling my credit report doing a quick scan and shouting “OH HELL NO” 😂😂
Sorry to hear.. That small little bank probably about had a heart attack seeing your CC line-up. Probably about what they lend out on their cc's

No kidding! They probably thought you could buy them out with all your TCL

Thanks for the update @woodyman100. Crossed this one off the list!

Re: Terry Redlin Visa

Mahraja — Wed, 27 Feb 2019 11:19:29 GMT

woody is bad influence?seriously stop it woody

Re: Terry Redlin Visa

AverageJoesCredit — Wed, 27 Feb 2019 12:11:02 GMT

Lol, i just got a visual of them seeing your report. Sort of like when ANYONE views mine, ok ok ,hmm, hmm ok, then scans income, oh hell no!