https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713499#M22356 She did ask me if I wanted to continue the recon, which I declined. I was just slightly irritated by the initial denial reason. I wanted to get to the bottom of that first. I have the money to pay off NFCU so not getting the card isn't a big deal. The big deal is getting the run around. Wed, 31 Dec 2014 13:28:09 GMT USF813 2014-12-31T13:28:09Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713188#M22328 I'm looking to buy a new MacBook Pro and applied for the card at check out. Instant denial so I called the backdoor number. The analyst told me I was declined because the card I closed in 2006 with a zero balance (three years before I filed BK) was coded as being revoked credit. I was like "**bleep**, I closed that card", "how do you revoke credit on a card that was closed by the consumer and never included in BK?" THEN she told me I was declined because I have too many credit cards. At this point I don't even want the card anymore I just want to know why they have that card coded as a negative against me in their system. Then I asked her how I was instantly approved for US Airways last year and she had no idea. She put me on hold and THEN came back to tell me I was declined because I don't have enough history on the US Airways card. She also told me they never did a hard pull, instead using a soft pull from 12/5/14.<BR /><BR />No loss because NFCU got my business today and I got 2x/$1 spent on a new MacBook Pro retina! Wed, 31 Dec 2014 05:06:31 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713188#M22328 USF813 2014-12-31T05:06:31Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713267#M22331 <P>Well congratulations. I think?</P> Wed, 31 Dec 2014 05:58:41 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713267#M22331 Anonymous 2014-12-31T05:58:41Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713345#M22344 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>Well congratulations. I think?</P><HR /></BLOCKQUOTE><P>Never heard of Barclay's Analysts blowing smoke for no reason...Interesting.</P> Wed, 31 Dec 2014 06:53:27 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713345#M22344 Anonymous 2014-12-31T06:53:27Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713499#M22356 She did ask me if I wanted to continue the recon, which I declined. I was just slightly irritated by the initial denial reason. I wanted to get to the bottom of that first. I have the money to pay off NFCU so not getting the card isn't a big deal. The big deal is getting the run around. Wed, 31 Dec 2014 13:28:09 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713499#M22356 USF813 2014-12-31T13:28:09Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713523#M22359 <P>congrats!</P> Wed, 31 Dec 2014 14:01:08 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713523#M22359 Anonymous 2014-12-31T14:01:08Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713564#M22364 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>congrats!</P><HR /></BLOCKQUOTE><P>On?</P> Wed, 31 Dec 2014 14:54:09 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713564#M22364 Anonymous 2014-12-31T14:54:09Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713709#M22394 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>congrats!</P><HR /></BLOCKQUOTE><P>I think you have the wrong thread man.</P> Wed, 31 Dec 2014 16:39:23 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713709#M22394 chalupaman 2014-12-31T16:39:23Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713717#M22396 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/742559">@chalupaman</a> wrote:<BR /><BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>congrats!</P><HR /></BLOCKQUOTE><P>I think you have the wrong thread man.</P><HR /></BLOCKQUOTE><P>+1 lol.. macros</P> Wed, 31 Dec 2014 16:43:42 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-Apple-Declined/m-p/3713717#M22396 CreditCuriosity 2014-12-31T16:43:42Z