topic Re: chase FU offer in Credit Card Applications

chase FU offer

Anonymous — Thu, 28 Mar 2019 14:22:46 GMT

Hello,

I have a checking account with Chase opened to get a credit card with them. I am 10/24 and my scores around 750-770

How solid is this offer? Should i wait for another with a single number of interest rate or go with this one?

thanks

Re: chase FU offer

hawkins — Tue, 26 Mar 2019 16:57:57 GMT

I dont see a set APR so if I were you I would not waste the HP. If this was a solid offer the APR would be set and not a range like this one is.

Re: chase FU offer

Girlzilla88 — Tue, 26 Mar 2019 17:34:10 GMT

I had a 755 when I was approved for my Chase card best decision I ever did I say shoot for it if you want a card with them I love mine!

Re: chase FU offer

Remedios — Thu, 28 Mar 2019 22:43:14 GMT

@Anonymous wrote:
Hello,
I have a checking account with Chase opened to get a credit card with them. I am 10/24 and my scores around 750-770
How solid is this offer? Should i wait for another with a single number of interest rate or go with this one?
thanks

That's just marketing. I get those from Chase for cards I already have.

Have you tried pre-qualification?

Any green check marks in your offers?

In branch pre-approvals?

Re: chase FU offer

Anonymous — Tue, 26 Mar 2019 17:43:09 GMT

Have you tried pre-qualification? yes. nothing

Any green check marks in your offers? no

In branch pre-approvals? have not tried

i see

it's not really an offer

but at least just the begining. anyway the top card on my list CSP/CSR

will wait

Re: chase FU offer

Anonymous — Tue, 26 Mar 2019 18:48:54 GMT

Chase has a 5/24 rule so I doubt you will be approved with 10/24. You may need to let those inq’s age off first...

Re: chase FU offer

Anonymous — Tue, 26 Mar 2019 19:42:01 GMT

I received this offer as well and I don't exactly feel confident applying yet.. No green checkmarks or a solid APR.. pretty sure it's just yor generic marketing.

Cheers

Re: chase FU offer

Girlzilla88 — Tue, 26 Mar 2019 19:43:08 GMT

The 5/24 rule is true too I think I had 2 or 3/24 when I applied at 755

Re: chase FU offer

Remedios — Tue, 26 Mar 2019 20:23:26 GMT

@Anonymous wrote:
Have you tried pre-qualification? yes. nothing
Any green check marks in your offers? no
In branch pre-approvals? have not tried

i see
it's not really an offer
but at least just the begining. anyway the top card on my list CSP/CSR
will wait

I'd still go to the branch and ask if you have any pre approvals. Cant hurt.

Re: chase FU offer

Anonymous — Tue, 26 Mar 2019 21:46:42 GMT

Try in branch to see you are preapproved. They are pretty solid.

Re: chase FU offer

Anonymous — Wed, 27 Mar 2019 01:00:56 GMT

so i went to a branch

she said not preapprovals for me now

will try sometime later not big deal

Re: chase FU offer

Anonymous — Wed, 27 Mar 2019 02:19:19 GMT

100% marketing. I got the same offer today in my email. It also had a link to learn more about the Freedom card which I already have.

Re: chase FU offer

AverageJoesCredit — Thu, 28 Mar 2019 13:49:01 GMT

Id be more concerned that Chase knows you by your myFico username🤯