topic Re: Fifth Third Bank in Credit Card Applications

Fifth Third Bank

Anonymous — Mon, 07 Jan 2019 17:25:19 GMT

New Account Confirmation

Thank you for applying for a TRIO® Credit Card. Your new account information is listed below for your reference.

TRIO® Credit Card Account Open Date 01/07/2019

If you have any questions about your new account, please contact your local banker or call 855-511-2881.

Thank you for choosing Fifth Third Bank.

Member FDIC

This e-mail is being sent in response to a request you made to receive information on our products or services, or in response to a request for information related to your account. This e-mail transmission contains information that is confidential and may be privileged. It is intended only for the addressee(s) named above. If you believe there has been fraudulent activity on your account, please contact a Fifth Third Customer Service Professional by calling 1-877-833-6197. Please do not copy or disseminate this email in any manner. If you are not the intended recipient, any disclosure, copying distribution or use of content of this information is prohibited.

Could this possibly be an approval? I called the rep and she stated this is what everyone receives once it goes to underwriting I applied for the card on 1/6/19 any input is appreciated.

Re: Fifth Third Bank

FinStar — Mon, 07 Jan 2019 17:42:01 GMT

Just wait it out until you get confirmation through the mail. Typically, if approved, you'll receive the notice of the price you pay for credit; and subsequently in the next few days, your card will arrive.

The above email message is pretty much now a standard template for a variety of applications that are subject to UW review so it can be 50/50 OP.

ETA: below is a link to a similar thread by another forum member:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Fifth-3rd-is-this-a-approval-confirmation/td-p/5444101

Re: Fifth Third Bank

Anonymous — Tue, 29 Jan 2019 15:43:48 GMT

OP - what were your scores when you applied, and which bureau did they pull?

Re: Fifth Third Bank

SFLSpotter9210 — Wed, 30 Jan 2019 22:17:11 GMT

They pull strictly TU only in Florida. I have both their cards the Trio, and Truly Sinple. Both were instant approvals. Both started out with 5k and 6 months later they gave me a CLI to 10k on Trio. That was probably due to my spending. I was hovering around my limit on Trio every month and paying in full a few days before due date. My scores were from CK low 700 high 600 something. Problem is I wasn’t a member on here so not sure what my Fico 8 score was. Good luck with your App 😎.

Re: Fifth Third Bank

Anonymous — Wed, 03 Apr 2019 20:55:55 GMT

Can anyone able to advise if Fifth Third routinely offers BTs to exisiting cardmembers? I am trying to steer my sockdrawered cards to those that do vs. those that never offer balance transfers ceteris paribus.

Re: Fifth Third Bank

FinStar — Wed, 03 Apr 2019 21:21:47 GMT

@Anonymous wrote:
Can anyone able to advise if Fifth Third routinely offers BTs to exisiting cardmembers? I am trying to steer my sockdrawered cards to those that do vs. those that never offer balance transfers ceteris paribus.

IME, they do. So, aside from the initial BT offer with the approval, 5/3 tends to send these from time to time. Of course, this would largely depend on which profiles they prefer or target for such periodic BT offers.

Re: Fifth Third Bank

CreditCuriosity — Wed, 03 Apr 2019 22:24:54 GMT

@FinStar wrote:
@Anonymous wrote:
Can anyone able to advise if Fifth Third routinely offers BTs to exisiting cardmembers? I am trying to steer my sockdrawered cards to those that do vs. those that never offer balance transfers ceteris paribus.
IME, they do. So, aside from the initial BT offer with the approval, 5/3 tends to send these from time to time. Of course, this would largely depend on which profiles they prefer or target for such periodic BT offers.
+1 get BT checks on various parts of the year