topic Re: Bbva compass bank in Credit Card Applications

Bbva compass bank

Jnbmom — Thu, 04 Apr 2019 22:24:43 GMT

DH got a preapproval in mail, thoughtI would give it a shot, stated it needs further processing uggg.

I know with mine I had fraud alert so they called to verfify, but was hoping for instant approval. Do they not do Instant approval?

Re: Bbva compass bank

howellco2 — Thu, 04 Apr 2019 22:31:12 GMT

I got letter was instantly approved for 6900 crazy it's such a odd amount..

However card is now in a sock drawer as they dont have a option to set up auto pay so I'm not fooling with it

Re: Bbva compass bank

thornback — Thu, 04 Apr 2019 22:34:27 GMT

@Jnbmom wrote:
DH got a preapproval in mail, thoughtI would give it a shot, stated it needs further processing uggg.

I know with mine I had fraud alert so they called to verfify, but was hoping for instant approval. Do they not do Instant approval?

I have no clue whether they do instants or not but I received a pre-approval from them in the mail yesterday and I'm refusing to app because I'm in the garden but it's really difficult to restrain myself with folks like you posting about this bank / card...

I wish DH (and you) the best of luck!!! Look forward to an update...

Re: Bbva compass bank

pinkandgrey — Thu, 04 Apr 2019 23:53:04 GMT

It seems rare for people to get denied for this one lol. I assume it’s an approval? Good luck! It’s a good card

Re: Bbva compass bank

Anonymous — Thu, 04 Apr 2019 23:53:45 GMT

They do instant, DH got instant approval a few months back. They gave him a measly 2K SL. In the sock drawer it went.

Re: Bbva compass bank

Anonymous — Fri, 05 Apr 2019 00:20:20 GMT

@Anonymous wrote:
They do instant, DH got instant approval a few months back. They gave him a measly 2K SL. In the sock drawer it went.

I got the same instant approval for the same amount but I have been using it, it’s a pretty nice card.

Re: Bbva compass bank

Meanmchine — Fri, 05 Apr 2019 00:44:55 GMT

@howellco2 wrote:
I got letter was instantly approved for 6900 crazy it's such a odd amount..

However card is now in a sock drawer as they dont have a option to set up auto pay so I'm not fooling with it

Your serious? Really?

Good luck OP

Re: Bbva compass bank

Anonymous — Fri, 05 Apr 2019 01:24:35 GMT

I got a letter as well, was instantly approved for 1k. The rewards structure isnt that great and payment/reward claim system is difficult to use, so i would only recomend it to people looking to boost thier scores with active accounts.

Re: Bbva compass bank

Jnbmom — Fri, 05 Apr 2019 01:58:53 GMT

@Anonymous wrote:
I got a letter as well, was instantly approved for 1k. The rewards structure isnt that great and payment/reward claim system is difficult to use, so i would only recomend it to people looking to boost thier scores with active accounts.

I have the card myself SL 7500. I really like the card and love the rewards, And find their site easy to navigate.

I was just curious if they did instant approval which it appears they do.

Re: Bbva compass bank

UncleB — Fri, 05 Apr 2019 03:49:41 GMT

@Jnbmom wrote:
@Anonymous wrote:
I got a letter as well, was instantly approved for 1k. The rewards structure isnt that great and payment/reward claim system is difficult to use, so i would only recomend it to people looking to boost thier scores with active accounts.
I have the card myself SL 7500. I really like the card and love the rewards, And find their site easy to navigate.

I was just curious if they did instant approval which it appears they do.

Yep, they definitely do... my approval was instant as well ($10k).

I will say it was the strangest online application I've dealt with. It was the only time I've been asked for my DL#, then the processing stopped to send a text to my phone in real-time - while the approval was in process.

Hopefully your DH will hear good news soon!

Re: Bbva compass bank

Anonymous — Fri, 05 Apr 2019 03:51:07 GMT

@Anonymous wrote:
I got a letter as well, was instantly approved for 1k. The rewards structure isnt that great and payment/reward claim system is difficult to use, so i would only recomend it to people looking to boost thier scores with active accounts.

Use the app. Everything works wonderfully.

Re: Bbva compass bank

DaveInAZ — Fri, 05 Apr 2019 14:37:22 GMT

@UncleB wrote:
@Jnbmom wrote:
@Anonymous wrote:
I got a letter as well, was instantly approved for 1k. The rewards structure isnt that great and payment/reward claim system is difficult to use, so i would only recomend it to people looking to boost thier scores with active accounts.
I have the card myself SL 7500. I really like the card and love the rewards, And find their site easy to navigate.

I was just curious if they did instant approval which it appears they do.
Yep, they definitely do... my approval was instant as well ($10k).

I will say it was the strangest online application I've dealt with. It was the only time I've been asked for my DL#, then the processing stopped to send a text to my phone in real-time - while the approval was in process.

Hopefully your DH will hear good news soon!

Yep, same here. Got a mailer with code and app'd last weekend, instant approval for $6100 and it asked for DL# and sent text to confirm my phone. I haven't received the card yet but have the account all set up online and even picked my reward categories, 3% groceries & 2% medical. I'm hoping the 3% groceries works at my Walmart as it codes as grocery except for Amex, and I spent 5 days in the hospital last week so I'm expecting a bunch of co-pays. (All AOK now, Afib, irregular heartbeat)

Re: Bbva compass bank

Jnbmom — Fri, 05 Apr 2019 16:14:40 GMT

Oh yes we put in his drivers license and they sent text to his phone which we verified but then got message it needed further processing hmmmm.

Re: Bbva compass bank

DaveInAZ — Fri, 05 Apr 2019 17:10:57 GMT

@Jnbmom wrote:
Oh yes we put in his drivers license and they sent text to his phone which we verified but then got message it needed further processing hmmmm.

Did you input the pre-qualification code & verify it during the app? The mailers with pre-qual code seem pretty solid.

Re: Bbva compass bank

Jnbmom — Fri, 05 Apr 2019 19:09:31 GMT

@DaveInAZ wrote:
@Jnbmom wrote:
Oh yes we put in his drivers license and they sent text to his phone which we verified but then got message it needed further processing hmmmm.
Did you input the pre-qualification code & verify it during the app? The mailers with pre-qual code seem pretty solid.

Yes we did , that's why I was a little suprised after inputting drivers licrnse and verifying a text code to phone they still have to review, but maybe it's needs manual review for a reason although our profiles are almost identical?

Re: Bbva compass bank

Jnbmom — Mon, 08 Apr 2019 18:36:19 GMT

We sent an email asking if there was anything we needed to do for verification. They reply it can take up 10 calendar days for a review 😞 this doesn't sound promising 😕

Re: Bbva compass bank

pinkandgrey — Mon, 08 Apr 2019 22:57:56 GMT

@Jnbmom wrote:
We sent an email asking if there was anything we needed to do for verification. They reply it can take up 10 calendar days for a review 😞 this doesn't sound promising 😕

This is so weird! BBVA usually seems pretty quick.... still holding out hope for an approval!

Re: Bbva compass bank

DaveInAZ — Tue, 09 Apr 2019 00:01:45 GMT

My Clear Points card arrived, just a week after approval. And also a separate letter that had my credit scores, and was very strange. Two pages, that read:

Your credit score: 716 Source: Experian Date: 3/30/2019

Your credit score: 667 Source: Experian Date: 3/30/2019

A slight difference, eh? I was totally confused until I looked at a bar graph at the bottom that details a percentage of how many folks have a certain range, The first page w/716 score says "Fico" and the second says "Vantage 3.0". Aha! I have no idea what my EX Vantage score is and don't care, but both my EX service, Discover, and Amex say my EX Fico 8 score is 722 and has been since January. So I have no idea what version of Fico BBVA is using.

Re: Bbva compass bank

Jnbmom — Tue, 09 Apr 2019 14:30:10 GMT

@pinkandgrey wrote:
@Jnbmom wrote:
We sent an email asking if there was anything we needed to do for verification. They reply it can take up 10 calendar days for a review 😞 this doesn't sound promising 😕
This is so weird! BBVA usually seems pretty quick.... still holding out hope for an approval!

Yes I thought so too, but I guess we shall see

Re: Bbva compass bank

RickNATL — Tue, 09 Apr 2019 17:38:58 GMT

I have a pre-approval now...but not really interested...yet.