topic Chase in Credit Card Applications

Chase

Anonymous — Sat, 06 Apr 2019 23:32:23 GMT

For the chase southwest and Costco cards are there pre approval applications? When I do the pre qualify on chase, if I were a match would those co branded cards pop up?

Are all chase cards now 5/24?

Thank you.

Re: Chase

CreditInspired — Sat, 06 Apr 2019 23:39:51 GMT

@Anonymous wrote:
For the chase southwest and Costco cards are there pre approval applications? When I do the pre qualify on chase, if I were a match would those co branded cards pop up?

Are all chase cards now 5/24?

Thank you.

Hi and welcome to MyFICO

When your pre-qualify for Chase, co-branded card’s are not included in the selections.

And yes, Chase’s 5/24 is based on any CCs you have applied for, not just Chase cards.

Costco is a Citi card so I don’t know if they have a prequalify page.

Re: Chase

CAS2019 — Sun, 07 Apr 2019 20:21:45 GMT

Re the Citi Costco Visa, I don’t know if this was just a coincidence, or it triggered something within Costco, but I signed up for their (Costco) auto renewal. Approximately five/six weeks later, I received an approval offer for the Citi Costco via snail mail. My scores were around 704 across all three bureaus at the time.

Re: Chase

Anonymous — Sun, 07 Apr 2019 20:44:49 GMT

I applied with chase and was denied. Wonder if I should recon? apparently,
Equifax hasn’t updated my accounts in over a month. They reported my PayPal mc,
I was just approved for but not my balances that I paid off.

Chase pulled Experian and Equifax. Which was a whole 76 points less than exp and trans.

How can I get Equifax to fix this? Is it worth a recon with chase? Or take another double pull once Equifax get their stuff together?

Re: Chase

CreditInspired — Sun, 07 Apr 2019 23:47:07 GMT

What are your stats?

3 FICO scores

AAOA and AoYA

CCs and their limits

Any baddies

Re: Chase

RickyRay — Sun, 08 Sep 2019 02:20:54 GMT

I just got the slate card from them. I don't know how they do their scores. Cl is only $1200. My Experian FICO 8 says 707. Equifax FICO 9 says 720. TU doesn't generate a score yet. They lost my credit file. I finally got 5 accounts listed on there. But only shows 4 months of history. I do have a checking account with them. I have only $75 in there right now. I had $3000 in there a week ago. I only use it for bill payment. So I don't know what they are doing. I got approved for Discover $8500 limit 2 months ago. I'm through with getting credit cards. I'm gardening for 2 more years and try to get a loan to build a house. But not sure witch bank I will use.
I used the slate to pay off 2 card's.. credit one.. now closed and capital one. I don't want or need them. I have 4 comenity Bank cards only for the no interest program. Almost paid off. I'm hoping in 2 year's my scores will be in high 700s. So I won't have a problem getting a $200,000 loan from someone so I can build my dream home on this half acre of land I own. What is your opinion on which bank will be best?