topic Re: Marvel 7-10 in Credit Card Applications

Marvel 7-10

BrokenBones — Fri, 29 Mar 2019 08:01:12 GMT

I applied for the Marvel credit card tonight. I got the 7-10 day message asking me to call in. I called in and verified some info and the rep told me I would receive a letter in the mail in 7-10 days. I assume it's a denial? TU FICO is 797. This was my first inquiry in over 2 years. I had zero inquires when I applied. What gives??

Re: Marvel 7-10

scarfa21 — Fri, 29 Mar 2019 10:26:34 GMT

That is odd, as I was approved with a score a bit less than yours with more inq also. Maybe it was just verification, with that score and no inq you shoudent have a problem.

Re: Marvel 7-10

JR_TX — Fri, 29 Mar 2019 16:40:57 GMT

Probably just a verification letter sent out to the address on file with TU just to be really sure it was you. You most likely didn’t score 100% on their ID check/challenge when you called in. Please keep us posted though.

Re: Marvel 7-10

BrokenBones — Fri, 29 Mar 2019 20:45:45 GMT

Thanks for the responses! I called again and the rep told me my application went into further review and he couldn’t tell me if I was approved or denied and to just wait for the letter. Sucks to come out of the garden after more than 2 years for this to happen.

Re: Marvel 7-10

BrokenBones — Sun, 07 Apr 2019 18:31:04 GMT

So I received their letter asking me to call back I call back and they have to transfer me to their supervisor who then tells me he's going to send me an email for further verification. I am wondering if it's even worth it at this point.

Re: Marvel 7-10

Anonymous — Sun, 07 Apr 2019 19:24:54 GMT

with that score you should be approved specially with no inqs last 2 years ... its probably just verification

Re: Marvel 7-10

SecretAzure — Sun, 07 Apr 2019 21:28:56 GMT

Weird they had to verify me too and I had scores in that range, 1 inq but not on TU. I've never had to verify before. Maybe Marvel just wants to be really sure there isn't any fraud with their credit card. I'm sure you'll be approved after they can prove it's you!

Re: Marvel 7-10

BrokenBones — Mon, 08 Apr 2019 00:32:58 GMT

They want me to send them a notarized letter. This is also the first time I have had to verify. I've been living at the same home all my life.

Re: Marvel 7-10

tcbofade — Mon, 08 Apr 2019 02:28:40 GMT

@BrokenBones wrote:
So I received their letter asking me to call back I call back and they have to transfer me to their supervisor who then tells me he's going to send me an email for further verification. I am wondering if it's even worth it at this point.

Meh. It's not.

I'm still new to Marvel. (My TU score was 760 or so, lots of inq's and I got approved...)

First, they sent me the wrong design. Which they DID fix. Now they're dragging their feet paying a SUB.

I'm not terribly impressed thus far.

Re: Marvel 7-10

BrokenBones — Sat, 27 Apr 2019 17:56:47 GMT

Update: I received a new account alert this morning and it was from Sync/Marvel so it looks like I got approved finally after a month of waiting

Re: Marvel 7-10

tbque — Sun, 28 Apr 2019 03:49:20 GMT

Congrats on the new card!

Re: Marvel 7-10

mikesonthemend — Sun, 28 Apr 2019 04:14:34 GMT

Bam!

Re: Marvel 7-10

Anonymous — Sun, 28 Apr 2019 05:05:46 GMT

@BrokenBones wrote:
Update: I received a new account alert this morning and it was from Sync/Marvel so it looks like I got approved finally after a month of waiting

Congrats on the approval!

Re: Marvel 7-10

FinStar — Mon, 29 Apr 2019 16:58:06 GMT

Congrats on finally getting the approval @BrokenBones.

Locking this thread as you have been approved. Feel free to start a new approval thread in the Approvals forum with any DPs or once you receive the card... if you would like to do so.