topic Re: just applied to Chase sapphire preferred question in Credit Card Applications

just applied to Chase sapphire preferred question

Anonymous — Wed, 24 Apr 2019 16:15:53 GMT

hey guys, I'm back it's been a while.

hope everyone is doing good

my question is: I've had my Chase Freedom - 3k and AMEX preferred (everyday blue - 10k) cards for almost a year or a little longer now. I finally got an offer from chase this week to apply for the CSP so I just did and it said they need to look more into it. how long does it take to know if I got it or not.

also have 100% payments, no baddies, and credit score is like 739-740. I heard you only need a 720 at a low to be able to apply. since I have a good report with them I think I should be okay. plus since the last time I applied make a lot more income and I updated that in my account

curious how long it should take to hear something back and the odds of getting it? P.S. on my AMEX since I've had it for a while can I ask for a Credit limit increase would now be a good time to do so since I've had them a little bit or when I ask how high would be a good limit to ask ?

Re: just applied to Chase sapphire preferred question

simplynoir — Wed, 24 Apr 2019 16:22:43 GMT

Did you call the application status line to see what it had to say? Depending on that answer we can better help you.

Re: just applied to Chase sapphire preferred question

Anonymous — Wed, 24 Apr 2019 16:58:41 GMT

just called it the automated robot said "you will be notified within 30 days in writing" this is the most current information blah blah

thanks for the help in advance

Re: just applied to Chase sapphire preferred question

simplynoir — Wed, 24 Apr 2019 17:09:13 GMT

@Anonymous wrote:
just called it the automated robot said "you will be notified within 30 days in writing" this is the most current information blah blah

thanks for the help in advance

After an automatic approval this is actually the next best case scenario. Just means they need someone in underwriting to take a look at your application. Keep checking the app status line every day til the message changes. Ifyou're so inclined you can call the recon line after a few days so you can see what is needed such as verification.

Re: just applied to Chase sapphire preferred question

Anonymous — Wed, 24 Apr 2019 17:55:41 GMT

update I just see they checked my credit got a alert from credit karma so thats a good sign or at least a sign they are looking into it thanks guys you are the best stay tune more updates on the way

Re: just applied to Chase sapphire preferred question

Remedios — Wed, 24 Apr 2019 18:22:24 GMT

It can be hours to weeks.

Re: just applied to Chase sapphire preferred question

Cred4All — Wed, 24 Apr 2019 22:07:19 GMT

As stated, so far it's sounding positive... keep us updated.

Re: just applied to Chase sapphire preferred question

Anonymous — Thu, 25 Apr 2019 06:16:30 GMT

@Anonymous wrote:
just called it the automated robot said "you will be notified within 30 days in writing" this is the most current information blah blah

thanks for the help in advance

The 30 days automated message means your application has not been reviewed by anyone. Check back every day until it switches to a 7-10 day message or the 2 week message then you should switch to a CR to talk verification. You'll likely be switched to verification and then after they verify you, you'll have to go back to the 30 day message until the processing can complete with the back end analysts. I received my approval for a Chase Southwest Priority after verification at about 3-4 business days with all the steps mentioned here.

Re: Chase 7-10 day message

Anonymous — Thu, 25 Apr 2019 16:14:27 GMT

Everyone should keep hope and call the verification line if you get 7-10 day message. I was receiving the 30 day message and it changed to 7-10. I called verification they sent a text to my phone and verified my email address. I was instantly approved for $3k credit line and card is in the mail and credit card shows up in my chase app already.

Re: just applied to Chase sapphire preferred question

Anonymous — Thu, 02 May 2019 19:11:06 GMT

UPDATE GUYS: I called the Chase application status line and your boy got approved finally.

The Chase application line said : you've been approved you will receive your new card within 10 business days"

Then says my credit access line is 7k. so my one question is this credit access limit just for my new card the CSP??

thanks for everyone who contributed and let's keep this credit game going !!!

Thanks Alphawolf290!!

cheers

Re: just applied to Chase sapphire preferred question

FinStar — Thu, 02 May 2019 19:31:04 GMT

Thanks for the update and congrats on the approval @Anonymous.

Locking this thread as you have been approved. Feel free to start a new approval thread in the Approvals forum if you would like to do so.