topic Re: Alaska airlines cc in Credit Card Applications

Alaska airlines cc

Anonymous — Wed, 01 May 2019 22:28:34 GMT

I keep getting Alaska airlines offers in the mail. What you think my approval chances are? I have 747 scores on all aaoa 1.2 yrs no negatives. I pay in full. But have 9 new accounts in last 2 yrs. Utilization is 11 percent

Re: Alaska airlines cc

FinStar — Wed, 01 May 2019 22:42:53 GMT

Do you currently have a banking or investment relationship with BoA or Merrill?

Of those 9 new accounts, how many were opened in the past 6-12 months?

Re: Alaska airlines cc

Anonymous — Thu, 02 May 2019 03:50:16 GMT

I have no accounts with BoA.
In 6 months 1 new account 3 inquiries. 3 in the last year. I actually only have 7 credit card accounts. The other 2 are auto loans. 1 auto loan I paid off.

Re: Alaska airlines cc

Anonymous — Thu, 02 May 2019 17:36:39 GMT

I don't know how strict BoA is with their UW, but they do take into consideration current relationship. So not hgaving one can be a plus, if it isn't exactly a great one. I get offer all the time, or used to. But because they aren't my main Bank, I don't have much there. Thus I'm not beneficial enough to them.

Before you commit I would suggest that you read up on their recent devaluatuions that have been happening. I once thought about getting this card as I fly Alaska more than other Airlines. But with each passing year it seems to be come less attractive. The companion fare is still a nice perk for some, but I travel alone.

Re: Alaska airlines cc

Anonymous — Thu, 02 May 2019 23:33:39 GMT

Thanks I'm going to call and ask if I have to have an account. I could use Alaska airlines living in Hawaii to fly to west coast.

Re: Alaska airlines cc

FinStar — Fri, 03 May 2019 00:34:38 GMT

This thread is locked and closed to new messages.

The new thread can be found here:
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-Alaska-airlines-Visa-signature/m-p/5598016