https://ficoforums.myfico.com/t5/Credit-Card-Applications/Overstock-7-10-day-called-recon-tried-to-merge-os-and-Wayfair/m-p/5613132#M230029 An item to keep in mind, Comenity does not combine any of their products let alone reallocate CLs. As far as a CLI, if declined, there's no reconsideration as time would likely be your best friend to grow your accounts. Thu, 16 May 2019 01:41:12 GMT FinStar 2019-05-16T01:41:12Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Overstock-7-10-day-called-recon-tried-to-merge-os-and-Wayfair/m-p/5613111#M230028 I really don’t need my Wayfair card. I tried online for a CLI on my overstock. I called recon explaining I just got approved for a $10k Amex, and wanted to merge WF and OS, but for what I’m gonna buy, their rewards were better for what I spend my money on. I said, hey I can buy what I need on Wayfair but from overstock, so just increase me and take my Wayfair card away. Well that didn’t go well, CSR transferred me to an analyst, analyst also gave me the 7-10 day...... if I don’t get an approval, I will fight my case again. Thu, 16 May 2019 01:26:10 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Overstock-7-10-day-called-recon-tried-to-merge-os-and-Wayfair/m-p/5613111#M230028 Anonymous 2019-05-16T01:26:10Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Overstock-7-10-day-called-recon-tried-to-merge-os-and-Wayfair/m-p/5613132#M230029 An item to keep in mind, Comenity does not combine any of their products let alone reallocate CLs. As far as a CLI, if declined, there's no reconsideration as time would likely be your best friend to grow your accounts. Thu, 16 May 2019 01:41:12 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Overstock-7-10-day-called-recon-tried-to-merge-os-and-Wayfair/m-p/5613132#M230029 FinStar 2019-05-16T01:41:12Z