topic Re: Chase Slate CLI in Credit Card Applications

Chase Slate CLI

Peter1142 — Sat, 18 May 2019 13:56:39 GMT

I got a Chase Slate about 7 months ago. Asked for an immediate CLI, they did a hard pull and granted it.

The credit limit is still one of my lowest. I got it for a balance transfer which is good at 0% until next year. But the Util is really high and it is the biggest drain on my score. Anyone know what their general policy is for CLI's? Is there a timeframe between them, hard pull required? It is the only card I carry a long-term balance, some old house stuff I have been transfering around and am paying off very slowly.

Re: Chase Slate CLI

CreditInspired — Sat, 18 May 2019 16:22:28 GMT

@Peter1142 wrote:
I got a Chase Slate about 7 months ago. Asked for an immediate CLI, they did a hard pull and granted it.

The credit limit is still one of my lowest. I got it for a balance transfer which is good at 0% until next year. But the Util is really high and it is the biggest drain on my score. Anyone know what their general policy is for CLI's? Is there a timeframe between them, hard pull required? It is the only card I carry a long-term balance, some old house stuff I have been transfering around and am paying off very slowly.

Chase always does a HP and sometimes twice, and they can be stingy.

Have you thought of opening another CC with a 0% transfer and doing a BT to that card, well of course it depends on your credit profile.

Re: Chase Slate CLI

Anonymous — Sat, 18 May 2019 17:26:42 GMT

The best way to get a CLI w/ Chase is to open a new CC with them and then shuffle the limits around to where you want them to be.

e.g. I went for a CLI on one card and they gave me 5K, a couple of weeks later I opted to apply and got an approval for 25K

Make your HP's w/ Chase work for you and not beg for them to cough up smaller amounts.

Re: Chase Slate CLI

Peter1142 — Mon, 20 May 2019 12:53:52 GMT

Yeah, if I am doing a HP it will be for a new card that'll probably have twice the limit. No thanks. I will just wait it out until the 0% runs out and transfer it again to a new card.

Chase has seemed kind of stingy vs my other cards. But I guess with the Slate, they are figuring you are going to really use that limit. To sit $$ interest free.