topic Re: Pre Approval For BoFA Rewards Card? in Credit Card Applications

Pre Approval For BoFA Rewards Card?

Rebuild2019 — Sat, 25 May 2019 01:51:19 GMT

I just did the pre approval on BoFA site thinking it would pull up a secured card. It Approved a rewards card. Should I pull the trigger and see if I get it?

This didn’t come up a few weeks ago. Is it reliable.

My TransUnion just went 92 point on CK

Re: Pre Approval For BoFA Rewards Card?

M_Smart007 — Sat, 25 May 2019 01:58:44 GMT

someone once said, they entered their dogs name and it came up pre-approved.

Personally i do not trust BOA Pre-approval stuff. but its just my opinion.

see what others chime in with?

Re: Pre Approval For BoFA Rewards Card?

Rebuild2019 — Sat, 25 May 2019 02:00:27 GMT

Thanks. You just scared me off!!

Re: Pre Approval For BoFA Rewards Card?

ZackAttack — Sat, 25 May 2019 02:04:44 GMT

I would check again. If it doesn't say a solid APR % for the credit, then it's just throwing stuff at you. I did do that and got the range of their card. Chances are you won't know what you'll get until they see your credit report to decide the factors.

Re: Pre Approval For BoFA Rewards Card?

Rebuild2019 — Sat, 25 May 2019 02:54:51 GMT

This is what it has listed on the offer ....16.24-26.24%
I didn’t apply. Found it interesting that it did pull up a regular rewards card.

Thanks

Re: Pre Approval For BoFA Rewards Card?

FinStar — Sat, 25 May 2019 03:31:36 GMT

OP, that portion of the site is not a pre-approval portal per se. It is simply driving recommendations for certain products. I input "feefee the poodle", and even with a set APR, it is not reliable unless "feefee" wants the card. She's not much of a traveler anyway.

Re: Pre Approval For BoFA Rewards Card?

Rebuild2019 — Sat, 25 May 2019 03:37:35 GMT

Thank you. I appreciate your response.

Re: Pre Approval For BoFA Rewards Card?

pinkandgrey — Sat, 25 May 2019 23:56:55 GMT

If I’m not mistaken, BofA “prequal” is more of a suggestion of what you might like. I most likely wouldn’t try for it, especially without seeing a set APR. If you decide to go for it, let me know. I can app BEFORE you, get denied, and then BofA will approve YOU just to spite me.

Re: Pre Approval For BoFA Rewards Card?

Rebuild2019 — Sun, 26 May 2019 00:07:04 GMT

I didn’t apply. This early in rebuilding I don’t need the hard pull only to be declined. Thanks for responding. This Forum is great for information. I’m learning.

Re: Pre Approval For BoFA Rewards Card?

Anonymous — Mon, 27 May 2019 17:58:45 GMT

pinkandgrey, I'll remember to ask you to apply when I'm out of the garden so you can improve my chances