topic Re: Ikea/Comenity application in Credit Card Applications

Ikea/Comenity application

Anonymous — Fri, 14 Jun 2019 17:07:12 GMT

I was in Ikea yesterday shopping for some cabinets (ended up buying armchairs instead, but that's beside the point!), and decided to apply in store for their card. I went for the normal one, not the Project card, as I'd rather have the rewards vouchers than occasionally 0% financing. I was instantly approved with a CL of $6k. However, that part is not the question.

The last couple of times I applied for credit cards, I got a notification from Credit Karma reporting the HP the day I applied. However, I didn't get anything yesterday or today. Does anyone know which bureau they use for the pull? If it's Experian, then I can see that being the reason I didn't get a ping, seeing as Credit Karma only shows TU and Equifax. Just curious as to what I can expect.

Re: Ikea/Comenity application

Anonymous — Fri, 14 Jun 2019 17:20:53 GMT

They often pull Experian.

You can get the Experian app and sign up and get free monitoring of your Experian credit report and free FICO score as well.

Re: Ikea/Comenity application

Anonymous — Fri, 14 Jun 2019 17:45:20 GMT

Yup, its over on Experian. Thanks for the suggestion, and the app as well.

Re: Ikea/Comenity application

Anonymous — Fri, 14 Jun 2019 18:01:39 GMT

You're welcome!

I have been using the app for quite awhile now, its very handy having your FICO available for free direct from the horse's mouth.

Re: Ikea/Comenity application

Anonymous — Fri, 14 Jun 2019 18:16:18 GMT

Congrats, Jon_in_wherever! Like Saeren, I have the free service through Experian, and it's really handy.