topic Commerce Bank in Credit Card Applications

Commerce Bank

800goal800 — Thu, 27 Jun 2019 23:06:46 GMT

We are refinancing our car with Commerce tomorrow. Since they approved us for a car loan, would a bank ever consider a credit card using the same application/credit report? I don’t really want another HP.

Re: Commerce Bank

Anonymous — Thu, 27 Jun 2019 23:23:31 GMT

Right before you sign the papers make sure you ask! Commerce doesn't want to give up just credit cards... They have co-branded cards that are available, but for a Commerce Bank CC they wanna have business with you and a car loan most certainly is business.

Re: Commerce Bank

FinStar — Fri, 28 Jun 2019 00:12:30 GMT

It will be a separate HP for other loan products OP. They do not reuse the same HP.

Re: Commerce Bank

sarge12 — Fri, 28 Jun 2019 00:15:05 GMT

@800goal800 wrote:
We are refinancing our car with Commerce tomorrow. Since they approved us for a car loan, would a bank ever consider a credit card using the same application/credit report? I don’t really want another HP.

Would this be Commerce Bank of Beverly Hills? My Uncle Jed use to have money there...if you get this you are old...whee doggies!

Re: Commerce Bank

Anonymous — Fri, 28 Jun 2019 00:41:23 GMT

@sarge12 wrote:
@800goal800 wrote:
We are refinancing our car with Commerce tomorrow. Since they approved us for a car loan, would a bank ever consider a credit card using the same application/credit report? I don’t really want another HP.
Would this be Commerce Bank of Beverly Hills? My Uncle Jed use to have money there...if you get this you are old...whee doggies!

I’m 34 and I get the reference.