topic Re: Why LAUD Why! in Credit Card Applications

Why LAUD Why!

Anonymous — Sun, 07 Jul 2019 05:39:00 GMT

I applied for the Great Titanium MasterCard and said it needed further review and would be 3-10 days on it. It also said they would send a letter out within 30 days . 😢 I really wanted this card since I travel for work. I have excellent credit, Fico 8 cc usage 23% Dtr 14%. All in good standing. With other major CC like Amex , what else do they want? A cute pic of me ? 💫💫💋P.S. what’s the backdoor?

Re: Why LAUD Why!

M_Smart007 — Sun, 07 Jul 2019 06:43:34 GMT

Welcome To myFICO Forums!

Backdoor Numbers

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/m-p/408066#M5530

Re: Why LAUD Why!

Anonymous — Sun, 07 Jul 2019 06:50:20 GMT

Hey, Thaks s much for the tip! I had one of my Bureau locked and thought all were unlocked so noone can steal my identity. have a good day,

Re: Why LAUD Why!

AverageJoesCredit — Sun, 07 Jul 2019 13:41:45 GMT

What the name of Laud is a Great Titanium Mastercard?

Re: Why LAUD Why!

coldfusion — Sun, 07 Jul 2019 13:46:48 GMT

@AverageJoesCredit wrote:
What the name of Laud is a Great Titanium Mastercard?

Baby sister of the BarclayUS-issued black card

Re: Why LAUD Why!

Shooting-For-800 — Sun, 07 Jul 2019 14:19:18 GMT

Why on earth would you want this card?

Re: Why LAUD Why!

AverageJoesCredit — Sun, 07 Jul 2019 14:54:12 GMT

Lol, thats what i thought. If its not Adamantium, i dont want it

Now....what the great Titanium MC does LAUD mean????😯

Re: Why LAUD Why!

coldfusion — Sun, 07 Jul 2019 15:17:47 GMT

@Shooting-For-800 wrote:
Why on earth would you want this card?

It isn't a terrible card, I mostly just think its overpriced when compared to relative peers like the Citi Premier.

Re: Why LAUD Why!

Shooting-For-800 — Sun, 07 Jul 2019 15:21:06 GMT

@coldfusion wrote:
@Shooting-For-800 wrote:
Why on earth would you want this card?
It isn't a terrible card, I mostly just think its overpriced when compared to relative peers like the Citi Premier.

There are plenty of cards with better rewards and/or lower AFs.

This card is for people to show off in front of others who know nothing about credit cards.

Re: Why LAUD Why!

coldfusion — Sun, 07 Jul 2019 15:58:23 GMT

@Shooting-For-800 wrote:
This card is for people to show off in front of others who know nothing about credit cards.

I'm sure the OP can explain their motives behind applying for the card better than you or I can if they so chose.

Thank you for sharing your opinion.

Re: Why LAUD Why!

Anonymous — Sun, 07 Jul 2019 16:10:16 GMT

It's PRETTY like a shiny disco ball... it can't possibly be the perks or AF.

Re: Why LAUD Why!

Remedios — Sun, 07 Jul 2019 16:40:41 GMT

Mocking OP for asking a question is more fitting for middle school recess.

Debating value of any card is certainly always welcome, but please bring it back on topic.

Re: Why LAUD Why!

AverageJoesCredit — Sun, 07 Jul 2019 16:53:46 GMT

I think i figured out what Laud means, i think its like a twang for Lord? Bless my heart

Re: Why LAUD Why!

M_Smart007 — Sun, 07 Jul 2019 18:05:03 GMT

@AverageJoesCredit wrote:
I think i figured out what Laud means, i think its like a twang for Lord? Bless my heart

Re: Why LAUD Why!

M_Smart007 — Sun, 07 Jul 2019 18:06:37 GMT

@Remedios wrote:
Mocking OP for asking a question is more fitting for middle school recess.

Debating value of any card is certainly always welcome, but please bring it back on topic.

Re: Why LAUD Why!

Anonymous — Sun, 07 Jul 2019 18:45:43 GMT

I don’t understand? I’m New to the forum and didn’t mock anyone. I’m confused

Re: Why LAUD Why!

Anonymous — Sun, 07 Jul 2019 18:52:44 GMT

Yes that’s it. I really wanted that card and was like you gotta be kidding me I should of went for the Mc Blackcard. But annual fee too high 💫💫

Re: Why LAUD Why!

Anonymous — Sun, 07 Jul 2019 18:57:01 GMT

To me this is. . I work in the travel industry and 195 annual is not bad. And I wanted a MC . I have too many Amex to. Get Platinum for 595 annual. I kinda like to work my cards in strategically. . Plus I like Platinum👠👠

Re: Why LAUD Why!

Anonymous — Sun, 07 Jul 2019 19:04:49 GMT

@Anonymous wrote:
I don’t understand? I’m New to the forum and didn’t mock anyone. I’m confused

Youre fine. Welcome to MyFico! 😊

Re: Why LAUD Why!

Anonymous — Sun, 07 Jul 2019 19:14:32 GMT

Thanks. I thought this forum was professionals such as myself trying to work together. If not, than I need to move on. It’s stressed enough to figure this out and if my extroverted personality is too much I fully understand.. That’s why I have the Career I have ✈️✈️✈️✈️💫