topic Re: Virgin America in Credit Card Applications

Virgin America

mattayy — Mon, 05 Jan 2015 00:50:04 GMT

Hello,

Whats the average score for the Virgin America credit card? I fly Virgin all the time and I know right now I probably couldn't get approved but eventually I would like to!

Re: Virgin America

Anonymous — Mon, 05 Jan 2015 01:29:56 GMT

Google credit pulls database, put "virgin america" in creditor name, click enter. It will literally be everything you wanted!

Edit: direct links there aren't allowed --Rev

Re: Virgin America

IWOL — Mon, 05 Jan 2015 03:08:45 GMT

They seem to pull EQ only and my best guess is that you need atleast a 680 but 700+ to be sure.

Re: Virgin America

chalupaman — Mon, 05 Jan 2015 03:52:02 GMT

I apped for this card today and they did pull EQ but I got a 7-10 day message. 3 INQs on my EQ file before doing that. Am hoping that I also get one of those BT offers too and the sign up bonus was tempting too.

Re: Virgin America

Anonymous — Mon, 05 Jan 2015 03:52:21 GMT

@chalupaman wrote:
I apped for this card today and they did pull EQ but I got a 7-10 day message. 3 INQs on my EQ file before doing that. Am hoping that I also get one of those BT offers too and the sign up bonus was tempting too.

What is your EQ score?

Re: Virgin America

chalupaman — Mon, 05 Jan 2015 03:56:16 GMT

@Anonymous wrote:
@chalupaman wrote:
I apped for this card today and they did pull EQ but I got a 7-10 day message. 3 INQs on my EQ file before doing that. Am hoping that I also get one of those BT offers too and the sign up bonus was tempting too.
What is your EQ score?

Right now MF is saying it's a 705. Was a 711 before the third inquiry. EQ tends to be the most sensitive credit bureau for me in terms of how much the score can fluctuate. I really hope it's just ID verification that I might get in the mail. The last thing I want is an EX pull.

Re: Virgin America

CreditCuriosity — Mon, 05 Jan 2015 04:00:14 GMT

@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
I apped for this card today and they did pull EQ but I got a 7-10 day message. 3 INQs on my EQ file before doing that. Am hoping that I also get one of those BT offers too and the sign up bonus was tempting too.
What is your EQ score?
Right now MF is saying it's a 705. Was a 711 before the third inquiry. EQ tends to be the most sensitive credit bureau for me in terms of how much the score can fluctuate. I really hope it's just ID verification that I might get in the mail. The last thing I want is an EX pull.

So I assume Virgin was the card you chose to apply for w/regards to you other post a few nights ago about a BT card? Best of luck, sure you will be approved!

Re: Virgin America

Anonymous — Mon, 05 Jan 2015 04:01:27 GMT

Comenity card?

Shopping cart trick?

Re: Virgin America

chalupaman — Mon, 05 Jan 2015 04:02:36 GMT

@CreditCuriousity wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
I apped for this card today and they did pull EQ but I got a 7-10 day message. 3 INQs on my EQ file before doing that. Am hoping that I also get one of those BT offers too and the sign up bonus was tempting too.
What is your EQ score?
Right now MF is saying it's a 705. Was a 711 before the third inquiry. EQ tends to be the most sensitive credit bureau for me in terms of how much the score can fluctuate. I really hope it's just ID verification that I might get in the mail. The last thing I want is an EX pull.
So I assume Virgin was the card you chose to apply for w/regards to you other post a few nights ago about a BT card? Best of luck, sure you will be approved!

And the Wells Fargo Plat though I don't have as much confidence in that one. That one also has a BT offer. Tried DCU's but they never even pulled anything so I don't wanna deal with them.

Re: Virgin America

Anonymous — Mon, 05 Jan 2015 04:02:19 GMT

Gotcha, what was the sign-up bonus you were mentioning? I am not going to app this card anyway, I just got a US Airways and a Citi AAdvantage card which are the only airlines I fly. I went to the website though, to see what the fuss was about and I didn't even see a sign-up bonus.

Re: Virgin America

chalupaman — Mon, 05 Jan 2015 04:06:32 GMT

@Anonymous wrote:
Gotcha, what was the sign-up bonus you were mentioning? I am not going to app this card anyway, I just got a US Airways and a Citi AAdvantage card which are the only airlines I fly. I went to the website though, to see what the fuss was about and I didn't even see a sign-up bonus.

Saw something on the Virgin America website about it. There are two different versions of the card. One has a $49 AF and the other one is $149 and the bonus points range from 10K to 15K for 1K spend.

Not sure if I can link it here though.

Re: Virgin America

Anonymous — Mon, 05 Jan 2015 04:08:00 GMT

No worries, I'll dig it up on Google.

Re: Virgin America

Dahlia77 — Tue, 17 Mar 2015 10:03:21 GMT

@mattayy wrote:
Hello,

Whats the average score for the Virgin America credit card? I fly Virgin all the time and I know right now I probably couldn't get approved but eventually I would like to!

My Fico score for Equifax which is what they pull is at 638. Just pulled the trigger on this card tonight with that score showing on here with one Cap One charge off almost paid off and they approved me with a $5000 starter limit automatically. They gave my Equifax score at 669 which is way higher than what myfico shows so I'm not sure what model score they're pulling but you're not that far off from me so who knows?

Just for general background, I have only one secured credit card with a subprime lender that I got when I was at 435 in August with 7 months payment history so I was surprised to say the least. I have no inquiries on Equifax though and it's clean outside the one CO. YMMV with this one.