https://ficoforums.myfico.com/t5/Credit-Card-Applications/Income/m-p/3722254#M23726 <P>The best answer is to review the application. &nbsp;Some apps state individual income; if not you should qualify for HHI. &nbsp;Most CUs, will ask for individual income.&nbsp;</P> Mon, 05 Jan 2015 06:51:19 GMT Anonymous 2015-01-05T06:51:19Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Income/m-p/3722249#M23724 <P>Question, so when apping for credit.&nbsp; Do I list my income or do I combine my husband and I both?&nbsp;</P> Mon, 05 Jan 2015 06:45:09 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Income/m-p/3722249#M23724 tendertan 2015-01-05T06:45:09Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Income/m-p/3722254#M23726 <P>The best answer is to review the application. &nbsp;Some apps state individual income; if not you should qualify for HHI. &nbsp;Most CUs, will ask for individual income.&nbsp;</P> Mon, 05 Jan 2015 06:51:19 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Income/m-p/3722254#M23726 Anonymous 2015-01-05T06:51:19Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Income/m-p/3723395#M23858 <P>+1 Most banks ask for any income you can reasonably&nbsp;consider access to to repay the debt so that would be joint household income.</P> Tue, 06 Jan 2015 00:07:49 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Income/m-p/3723395#M23858 Creditaddict 2015-01-06T00:07:49Z