topic Re: BB&T soft pull?? in Credit Card Applications

BB&T pre qualify

Anonymous — Wed, 24 Apr 2019 00:07:21 GMT

Can someone point me to the link or how I can look to see if I’m pre qualified for the BB&T cards? Have had an account with them for a couple yeas now.

Anyone get declined for BBT after being prequalified??

Meanmchine — Tue, 23 Apr 2019 02:11:07 GMT

Havnt seen a decline yet. Anyone?

Re: Anyone get declined for BBT after being prequalified??

mikesonthemend — Tue, 23 Apr 2019 03:42:58 GMT

I, and DW, were not declined, but did not receive pre -approval. All of our files are locked. No reason was given.

edited: No hard pulls (used pre-qual link)

Re: Anyone get declined for BBT after being prequalified??

AverageJoesCredit — Tue, 23 Apr 2019 11:36:28 GMT

I was well , in my mind anyhow, thats just my luck

Mike unlock those files, hit the prequal again and join the train of love

Re: BB&T pre qualify

Jnbmom — Wed, 24 Apr 2019 00:13:53 GMT

https://www.bbt.com/offers/checkOffers

Re: BB&T pre qualify

Anonymous — Wed, 24 Apr 2019 00:28:19 GMT

Thanks! I did the pre quail and got all 3 went to apply for one and it told me there having technical difficulties to go apply in person or try again later.....

Re: BB&T pre qualify

Jnbmom — Wed, 24 Apr 2019 00:29:12 GMT

@Anonymous wrote:
Thanks! I did the pre quail and got all 3 went to apply for one and it told me there having technical difficulties to go apply in person or try again later.....

Maybe the site is on overload with all the apps

Re: BB&T pre qualify

credit_is_crack — Wed, 24 Apr 2019 00:34:49 GMT

@Anonymous wrote:
Thanks! I did the pre quail and got all 3 went to apply for one and it told me there having technical difficulties to go apply in person or try again later.....

that's odd...I can understand technical difficulties try again later but the reference to the branch is new. Could just be their standard message and @Jnbmom could be right...frenzy of prequal processing the MF's make up a very specific segment of consumers, but they are regional and I've never seen a buzz this big with BB&T so could be a genuine overload lol

Try it on your phone! Try it on IE! Try it in Chrome! before they come to their senses no pressure

Re: BB&T pre qualify

Jnbmom — Wed, 24 Apr 2019 00:39:35 GMT

One other thing, do you have a fraud alert on freeze on reports?

The reason I asked is when I first applied I had a fraud alert on EQ ( thank you exp grrr) anyhow it said they couldn't process that I needed to apply at the branch, however I didn't use the prequalify link when I applied because I wasn't aware of it. But I got FA off and then it went through.

Re: BB&T pre qualify

Anonymous — Wed, 24 Apr 2019 00:39:54 GMT

Went on my phone and tried the pre qual again and got told no offers but was just pre qualified for all 3! I’m gonna call in the morning!

Re: BB&T pre qualify

Anonymous — Wed, 24 Apr 2019 00:43:16 GMT

Looks like myFICO is gonna kill this one quick. 🤣

Re: BB&T pre qualify

Anonymous — Wed, 24 Apr 2019 00:50:38 GMT

@Jnbmom wrote:
One other thing, do you have a fraud alert on freeze on reports?

The reason I asked is when I first applied I had a fraud alert on EQ ( thank you exp grrr) anyhow it said they couldn't process that I needed to apply at the branch, however I didn't use the prequalify link when I applied because I wasn't aware of it. But I got FA off and then it went through.

No, no freezes on any of my reports. It’s so strange they pre qualified me for all 3 then I accepted offer and then got that message. It told me “we’re currently experiencing technical difficulties and are unable to continue the application process online. Please try again later or visit a local branch to apply.” It then gave me a application number so we will see I’m gonna first thing tomorrow.

Re: BB&T pre qualify

AverageJoesCredit — Wed, 24 Apr 2019 00:53:25 GMT

I called it

Re: BB&T pre qualify

credit_is_crack — Wed, 24 Apr 2019 01:00:48 GMT

One of the other posters had the same result. Applied and got offers, then checked it again quickly and t had zero offers. The next day the offers reappeared.

Did it give you the reservation number? I know when I first checked mine it had an offer code and an expiration date of like May 30th or something so I think if it went thru once and it locked in the offer code, you should be ok to check it again tomorrow and see what it does.

For good measure clear your history/cache before retying so it doesn’t default to pulling up the error message again

Re: BB&T pre qualify

CreditMagic7 — Wed, 24 Apr 2019 01:13:04 GMT

FWIW When i first went there it was wonky so i simply switched browsers and the entire prequalify and buttons worked as expected.

You might try that to see if it helps.

Re: BB&T pre qualify

slither43 — Wed, 24 Apr 2019 02:27:46 GMT

I'm curious....does anyone know if BB&T pull from a specific credit bureau?

Re: BB&T pre qualify

CreditCuriosity — Wed, 24 Apr 2019 03:24:23 GMT

@slither43 wrote:
I'm curious....does anyone know if BB&T pull from a specific credit bureau?

Re: BB&T pre qualify

shoegal — Wed, 24 Apr 2019 03:30:45 GMT

I’m betting myFICO crashed it. 😂🤣

I'm prequalified for all 3 but don’t need it. 🤷🏻‍♀️

Re: BB&T pre qualify

AverageJoesCredit — Wed, 24 Apr 2019 11:51:17 GMT

@shoegal, its not about need, its about the Experience! Plus for every useless approval, we add to the Legend of #TeamMyFico and to be a plank owner of a FOTM card is special.

Ps, ive no self control i would have smashed already if i could

Re: BB&T pre qualify

FireMedic1 — Wed, 24 Apr 2019 12:49:24 GMT

For those wanting the card. I got the Spectrum 9 months ago less than 3yrs post BK. Went online. Opened their e-savings which is free to hold the CB when I hit the $25 transfer limit. Then applied approved for $7500. Not a customer. Just to add some DP's for you guys. Smash away!!!