topic Re: Apple Card iPhone required? in Credit Card Applications

Apple Card iPhone required?

Anonymous — Fri, 09 Aug 2019 09:11:19 GMT

So, It looks like to get an Apple Card an iPhone is required? A bit of silly requriement...

I guess an iPad doesn't qualitfy you? Figured that would be enough but guess no. Figure they want people using Apple Pay as much as posssible and not the physical card.

Re: Apple Card iPhone required?

kdm31091 — Fri, 09 Aug 2019 11:57:18 GMT

@Anonymous wrote:
So, It looks like to get an Apple Card an iPhone is required? A bit of silly requriement...

I guess an iPad doesn't qualitfy you? Figured that would be enough but guess no. Figure they want people using Apple Pay as much as posssible and not the physical card.

Of course they want you to use Apple Pay and not the physical card. That's why they only give 1% on physical card purchases vs 2% Apple Pay.

I don't think the requirement is silly. Just typical Apple who tends to lock users into things.

Re: Apple Card iPhone required?

Anonymous — Fri, 09 Aug 2019 13:44:47 GMT

You can also use the Apple Card with any MacBook Pro that has a Touch Bar. I'm guessing its because Apple requires fingerprint authentication. It will also work with an Apple Watch linked to either an iPhone or MacBook Pro Touch Bar model.

Re: Apple Card iPhone required?

Anonymous — Fri, 09 Aug 2019 19:03:38 GMT

Apple is a $265 billion dolllar company with about half of that coming just from iPhone. Businesses tend to like to protect their money maker.

Re: Apple Card iPhone required?

Anonymous — Sat, 10 Aug 2019 02:04:13 GMT

@Anonymous wrote:
Apple is a $265 billion dolllar company with about half of that coming just from iPhone. Businesses tend to like to protect their money maker.

Of course but also money is money. Figured they would want as many people as possible to carry their card that will pay on time. Maybe the agreement with Goldman sachs isn't enough to warrant this not sure.

Re: Apple Card iPhone required?

Anonymous — Sat, 10 Aug 2019 23:21:22 GMT

The main focus of the Apple Card is to encourage using Apple Pay, which is in the Wallet app. The Wallet app from Apple does not exist on the iPad, therefore you need an iPhone. You can use it through an Apple Watch that is connected to an iPhone, but you still need the iPhone to make it all happen.

Re: Apple Card iPhone required?

blindambition — Sat, 10 Aug 2019 23:34:38 GMT

The iPhone is the dedicated device with Wallet app. All other devices have limited mgmt. Also, I wouldn’t be surprised if specs to security enclave are slightly different. Making the phone just a little more fortified.

Re: Apple Card iPhone required?

Anonymous — Mon, 12 Aug 2019 00:17:01 GMT

Okay, say you have an iPhone6, but not used as a phone and not signed up with a carrier? Can you still get the card?

I totally get that since Apple is into the tech aspect, that they would steer more towards a digital card. So this didn't suprise me.

But for those of us who don't use an iPhone for cellular service, should still be able to get and use said Apple Card. Because it's not like I need a data plan to use it, I've got wifi and NFC reader. Correct?

Re: Apple Card iPhone required?

Anonymous — Mon, 12 Aug 2019 00:24:02 GMT

@Anonymous wrote:
Okay, say you have an iPhone6, but not used as a phone and not signed up with a carrier? Can you still get the card?

I totally get that since Apple is into the tech aspect, that they would steer more towards a digital card. So this didn't suprise me.
But for those of us who don't use an iPhone for cellular service, should still be able to get and use said Apple Card. Because it's not like I need a data plan to use it, I've got wifi and NFC reader. Correct?

😐🤔🧐

Re: Apple Card iPhone required?

Anonymous — Mon, 12 Aug 2019 00:30:33 GMT

@Anonymous wrote:
Okay, say you have an iPhone6, but not used as a phone and not signed up with a carrier? Can you still get the card?

I totally get that since Apple is into the tech aspect, that they would steer more towards a digital card. So this didn't suprise me.
But for those of us who don't use an iPhone for cellular service, should still be able to get and use said Apple Card. Because it's not like I need a data plan to use it, I've got wifi and NFC reader. Correct?

The interwebs says yes;

https://discussions.apple.com/thread/8495819

Re: Apple Card iPhone required?

Anonymous — Mon, 12 Aug 2019 01:05:15 GMT

You can do this but it’s going to be a hassle. I had a whole post typed up but I’m not 100% sure about the limitations when using it the way you intend to so I removed it.

Re: Apple Card iPhone required?

kaw943 — Mon, 12 Aug 2019 15:39:12 GMT

@Anonymous wrote:
So, It looks like to get an Apple Card an iPhone is required? A bit of silly requriement...

I guess an iPad doesn't qualitfy you? Figured that would be enough but guess no. Figure they want people using Apple Pay as much as posssible and not the physical card.

Per macrumors.com

The report claims that the iPad will have a dedicated app for signing up for and managing the Apple Card, as confirmed by hidden iOS 12.4 references uncovered by developer Steve Moser.

Re: Apple Card iPhone required?

Anonymous — Wed, 14 Aug 2019 00:12:20 GMT

I was able to apply on my iPad, although I was declined! 1st I had to request an invite by tapping Notify Me on their website (https://www.apple.com/apple-card/) The next day, my invite was in my email...with the subject line Get early access to Apple Card. Update to iOS 12.4 to apply. I updated to iOS 12.4 like it stated, and once that was done I went to Settings...Wallet & Apple Pay...Add Card, and Apple Card was there as an option. I applied from there!

Re: Apple Card iPhone required?

privacyadvocate69 — Wed, 14 Aug 2019 01:26:23 GMT

Apple does not require fingerprint authorization.

Apple does not require facial recognition.

And yes, you can pay your bill even if you lose your phone.

The Apple Card works fine with a passcode.

And if you set up scheduled monthly payments, it doesn’t matter if you lose your phone, your payments will still go through.

There are plenty of credit cards available that do not require an iPhone. GO GET ONE! The whole point of Apple’s card is to sell Apple hardware and encourage use of Apple’s payment method. It’s not for everyone. You may not be it’s target customer. It will be OK.