topic Re: Rejoicing! Approved for Apple Card and Turned It Down in Credit Card Applications

Approved for Apple Card and Turned It Down

CreditInspired — Wed, 06 Nov 2019 22:16:54 GMT

I feel really good. I'm as tickled as the beautiful colors emanating from Apple/GS logo.

So finally, the Apple card populated in my wallet; and no, I did not get an email. I just checked my wallet and it was there.

I had already noted in an earlier post that I wanted to see a SL of at least $20K in order to temp me. (Honestly, I purposely put the SL high because I really do want to stay in the garden until April 2020.)

Well I did It! I clickied "No Thanks" to the SL of $7.5K. Now what surprised me was the 12.99% APR offered because so many others had been getting an APR of 17.99 - 23.99% with high scores. My score--790.

I did it! I stuck to my guns. I turned a CC down cold. It's a darn good feeling to reject a CC approval.

EDIT: Finally got the photo to upload.

Re: Rejoicing! Approved for Apple Card and Turned It Down

Anonymous — Mon, 12 Aug 2019 13:34:17 GMT

Congrats on getting approved, and sticking to your goals

Re: Rejoicing! Approved for Apple Card and Turned It Down

Anonymous — Mon, 12 Aug 2019 13:38:38 GMT

Your will is strong!

Re: Rejoicing! Approved for Apple Card and Turned It Down

CreditInspired — Mon, 12 Aug 2019 13:39:00 GMT

@Anonymous wrote:
Congrats on getting approved, and sticking to your goals

Thanks AnimalHouse121

Re: Rejoicing! Approved for Apple Card and Turned It Down

CreditInspired — Mon, 12 Aug 2019 13:41:43 GMT

@Anonymous wrote:
Your will is strong!

That's because it was for $7.5K. I'm almost certain a $20K SL would have had me sitting on the edge of my seat.

Re: Rejoicing! Approved for Apple Card and Turned It Down

BallBounces — Mon, 12 Aug 2019 13:51:45 GMT

Kudos!

(but you made the wrong choice! I kid, I kid. )

Re: Rejoicing! Approved for Apple Card and Turned It Down

AverageJoesCredit — Mon, 12 Aug 2019 14:03:01 GMT

Nice going! Any rejection of an Apple product is a win for the little guys in my book I wont take any approvsl unless its $500, my new motto

Re: Rejoicing! Approved for Apple Card and Turned It Down

CreditInspired — Mon, 12 Aug 2019 14:12:06 GMT

@AverageJoesCredit wrote:
Nice going! Any rejection of an Apple product is a win for the little guys in my book I wont take any approvsl unless its $500, my new motto

Thanks averagejoescredit. Okay, I’m holding you to that ‘cause you know Saeren said she was holding out too. 😂🤣😂🤣. Just having fun Saeren 😁

Re: Rejoicing! Approved for Apple Card and Turned It Down

CreditInspired — Mon, 12 Aug 2019 14:14:48 GMT

@BallBounces wrote:
Kudos!

(but you made the wrong choice! I kid, I kid. )

😂🤣. Maybe Apple/GS will come back on their own with a better offer 😆

Re: Rejoicing! Approved for Apple Card and Turned It Down

Wrigley2172 — Mon, 12 Aug 2019 14:23:49 GMT

Maybe the decline will enrage the computer lol. "WHAT?! A decline on the apple card?!" But-but- did we mention its metal?! I wonder if pink and grey will have the same fortitude

Re: Rejoicing! Approved for Apple Card and Turned It Down

CreditInspired — Mon, 12 Aug 2019 15:29:23 GMT

@Wrigley2172 wrote:
Maybe the decline will enrage the computer lol. "WHAT?! A decline on the apple card?!" But-but- did we mention its metal?! I wonder if pink and grey will have the same fortitude

Re: Rejoicing! Approved for Apple Card and Turned It Down

Anonymous — Mon, 12 Aug 2019 15:42:26 GMT

I would have never been able to resist temptation 🍏 congrats on your steadfast fortitude !!

Re: Rejoicing! Approved for Apple Card and Turned It Down

Penjamin_Fedington — Mon, 12 Aug 2019 16:02:38 GMT

So am I to understand it's only a soft pull as long as you decline the offer?

Re: Rejoicing! Approved for Apple Card and Turned It Down

Anonymous — Mon, 12 Aug 2019 17:10:18 GMT

@CreditInspired wrote:
@AverageJoesCredit wrote:
Nice going! Any rejection of an Apple product is a win for the little guys in my book I wont take any approvsl unless its $500, my new motto
Thanks averagejoescredit. Okay, I’m holding you to that ‘cause you know Saeren said she was holding out too. 😂🤣😂🤣. Just having fun Saeren 😁

*he

Re: Rejoicing! Approved for Apple Card and Turned It Down

Anonymous — Mon, 12 Aug 2019 17:11:15 GMT

@Penjamin_Fedington wrote:
So am I to understand it's only a soft pull as long as you decline the offer?

That’s correct. No HP unless you accept.

Re: Rejoicing! Approved for Apple Card and Turned It Down

Anonymous — Mon, 12 Aug 2019 17:12:13 GMT

@CreditInspired its really easy to reject the offer, it’s not so easy hours later when you know you literally just left an approval on the table and you get that FOMO 🤣

Re: Rejoicing! Approved for Apple Card and Turned It Down

CreditInspired — Mon, 12 Aug 2019 17:15:36 GMT

@Anonymous wrote:
@CreditInspired its really easy to reject the offer, it’s not so easy hours later when you know you literally just left an approval on the table and you get that FOMO 🤣

IDK Saeren. I'm still feeling pretty full of myself.

They should have offered me $20K

Re: Rejoicing! Approved for Apple Card and Turned It Down

CreditInspired — Mon, 12 Aug 2019 17:19:17 GMT

@Anonymous wrote:
I would have never been able to resist temptation 🍏 congrats on your steadfast fortitude !!

Thanks heavylifter.

Re: Rejoicing! Approved for Apple Card and Turned It Down

CreditInspired — Mon, 12 Aug 2019 17:21:12 GMT

@Anonymous wrote:
@CreditInspired wrote:
@AverageJoesCredit wrote:
Nice going! Any rejection of an Apple product is a win for the little guys in my book I wont take any approvsl unless its $500, my new motto
Thanks averagejoescredit. Okay, I’m holding you to that ‘cause you know Saeren said she was holding out too. 😂🤣😂🤣. Just having fun Saeren 😁
*he

Now darn it, I knew that. Guess I'm feeling a little bit too good

Re: Rejoicing! Approved for Apple Card and Turned It Down

Anonymous — Mon, 12 Aug 2019 18:25:03 GMT

@CreditInspired wrote:
@Anonymous wrote:
@CreditInspired its really easy to reject the offer, it’s not so easy hours later when you know you literally just left an approval on the table and you get that FOMO 🤣
IDK Saeren. I'm still feeling pretty full of myself.

They should have offered me $20K

I have a hard time saying no to a sure thing. 🤣