topic Re: Sync card question in Credit Card Applications

Sync card question

howellco2 — Tue, 20 Aug 2019 01:27:58 GMT

I've seen people tell people if they are denied a CLI on card sites to call credit solutions if you call them do they do a new hard pull ? And what's the number

Re: Sync card question

FinStar — Tue, 20 Aug 2019 01:44:49 GMT

It's actually a SP, not HP.

The Credit Solutions number can be found in the sticky thread below:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/td-p/408066

Re: Sync card question

MrCreditInternational — Tue, 20 Aug 2019 13:48:59 GMT

You can ask when you call if it's a hard or soft pull and they'll tell you. Also I think you can have a CLI every 3/4 months, but I'm not really sure

Re: Sync card question

Anonymous — Tue, 20 Aug 2019 13:53:21 GMT

Not sure if it’s across the board with Synch but Lowe’s is said to be on a four-month schedule.

Re: Sync card question

Anonymous — Tue, 20 Aug 2019 13:58:47 GMT

@howellco2 wrote:
I've seen people tell people if they are denied a CLI on card sites to call credit solutions if you call them do they do a new hard pull ? And what's the number

877-379-8175

The only time it's necessary is when you're at 10K and the online form won't go above that. It's quicker to call them if you just want to get to 25K for most and 35K on some of them. It's a SP for most cards with exception Care Credit was/is a HP.

Re: Sync card question

AverageJoesCredit — Tue, 20 Aug 2019 17:16:19 GMT

@Anonymous wrote:
@howellco2 wrote:
I've seen people tell people if they are denied a CLI on card sites to call credit solutions if you call them do they do a new hard pull ? And what's the number
877-379-8175
The only time it's necessary is when you're at 10K and the online form won't go above that. It's quicker to call them if you just want to get to 25K for most and 35K on some of them. It's a SP for most cards with exception Care Credit was/is a HP.

The first psrt of your statement is untrue. Plenty of folks find it necessary to call in without 10k limits because the online luv button doesnt slways work for everyone or every profile.

Re: Sync card question

MrCreditInternational — Tue, 20 Aug 2019 19:13:26 GMT

@AverageJoesCredit wrote:
@Anonymous wrote:
@howellco2 wrote:
I've seen people tell people if they are denied a CLI on card sites to call credit solutions if you call them do they do a new hard pull ? And what's the number
877-379-8175
The only time it's necessary is when you're at 10K and the online form won't go above that. It's quicker to call them if you just want to get to 25K for most and 35K on some of them. It's a SP for most cards with exception Care Credit was/is a HP.
The first psrt of your statement is untrue. Plenty of folks find it necessary to call in without 10k limits because the online luv button doesnt slways work for everyone or every profile.

True

The Luv button never worked for me