topic Re: Cap One Application wait time in Credit Card Applications

Cap One Application wait time

IssacFair — Wed, 18 Sep 2019 02:06:26 GMT

I'm wondering what is the wait time between capital one applications. I currently dont have a cap one card, and applied a couple weeks ago but was denied due to previous delinquency. The balance was paid off and updated on my credit reports. So, do I have to wait the 6 month time frame?

Re: Cap One Application wait time

Anonymous — Wed, 18 Sep 2019 06:07:49 GMT

You are free to test the waters of the Triple Credit Bureau Smackdown as frequently and often as you wish, however highly ill-advised Depending on the timeframe since referenced Baddie and without knowing other DPs you may just want to wait the standard hiatus between apps. You can always do a SP PreQual on their site if youre feeling froggy after 3 months but I wouldnt even waste the pulls any sooner than that.

Re: Cap One Application wait time

Anonymous — Wed, 18 Sep 2019 10:55:03 GMT

Honestly, I don't think another triple HP is worth it so soon for a Cap1 card. Try a lender that only pulls one bureau just to minimize the hit and inquiries on your credit.

Re: Cap One Application wait time

ZackAttack — Wed, 18 Sep 2019 16:33:54 GMT

What specific card are you trying to get from Cap 1?

Re: Cap One Application wait time

Jannelo — Wed, 18 Sep 2019 16:36:46 GMT

I had two delinquencies with them, both charged-off from 2016, and they approved me for a card. If I were you, I would just keep hitting the prequal button until you are pre-approved for a card.